12010 66 ST NW,
Edmonton, Alberta
Set on a generous corner lot in Montrose, this three-bedroom bungalow offers single-level living in one of northeast Edmonton's most established pockets. The neighbourhood's tree-lined streets and proximity to shopping, schools, and transit routes make daily life refreshingly straightforward. At $329,000, the home presents an accessible entry point for buyers seeking freehold ownership without compromise on space or convenience. Two full bathrooms and a thoughtful layout support family routines, while the lot itself—nearly 390 square metres—provides room to garden, park, or simply enjoy a bit of breathing space. Montrose delivers quiet residential character within easy reach of the city's wider network.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $118/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $118/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $12,502 CMHC | $16,450 | $325,052 | $1,752 /mo | $77,000 | 4.24% · 25 yr |
10% + $9,179 CMHC | $32,900 | $305,279 | $1,646 /mo | $73,000 | 4.24% · 25 yr |
15% + $7,830 CMHC | $49,350 | $287,480 | $1,550 /mo | $69,000 | 4.24% · 25 yr |
20% | $65,800 | $263,200 | $1,441 /mo | $65,000 | 4.39% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Edmonton.
You're four minutes from Fatima's Market, where you'll find yourself choosing produce from carefully arranged displays more often than you planned. The neighbourhood's rhythms reveal themselves quickly here—morning dog-walkers heading toward the river valley, weekend brunchers strolling thirteen minutes to Bodega Highlands for their legendary huevos rancheros, kids tumbling out of North Edmonton Gymnastics Club just down the street. This is one of those northeast pockets where the Hungarian and Ukrainian heritage still shows up in conversation, where porches actually get used, and where your regular walk becomes a series of friendly nods you didn't expect to collect.
Coffee
Top 1 within 1.5 kmRestaurants
Top 3 within 1.5 km"A nice, fresh, well rouded meal served with care. It felt like being served a meal in someones home, and they really wanted you to enjoy…"
"We wanted to try something new and I found Bodega Highlands. Tiny but mighty, they were full to capacity so we asked our wonderful…"
"Great tasting burger and appies! The fried chicken Anna jalapeño poppers were delicious and half price during happy hour! We chose to…"
Recreation
Top 2 within 1.5 km"Excellent establishment! If you are looking to sign your kids up for a fun interactive activity. My daughter gets to burn energy while…"
"Such a tranquil and peaceful space. I've been here for yoga and so much more. Sound baths, cacao ceremonies, women's circles of…"
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