1407, 215 13 Avenue SW,
Calgary, Alberta
This one-bedroom, one-bathroom residence occupies the twenty-seventh floor of a Beltline apartment tower, offering over 600 square feet of city living in one of Calgary's most walkable neighbourhoods. The building includes one parking stall and positions you steps from the dining, shopping, and transit corridors that define life in the Beltline. At $299,900, the listing appeals to first-time buyers and downtown professionals drawn to the rhythm of urban life—morning coffee from nearby cafés, evening walks along tree-lined blocks, and the ease of leaving the car parked. The neighbourhood's density and energy are the story here: a place where proximity replaces square footage as the measure of value.
Inside the home
The Payment Lab
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Rates last updated from 26 Canadian lenders.
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If rates move, what wins?
Variable starts $108/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $108/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $11,396 CMHC | $14,995 | $296,301 | $1,597 /mo | $74,000 | 4.24% · 25 yr |
10% + $8,367 CMHC | $29,990 | $278,277 | $1,500 /mo | $70,000 | 4.24% · 25 yr |
15% + $7,138 CMHC | $44,985 | $262,053 | $1,413 /mo | $67,000 | 4.24% · 25 yr |
20% | $59,980 | $239,920 | $1,313 /mo | $63,000 | 4.39% · 25 yr |
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A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around 215 13 Avenue SW.
You're a two-minute walk from Deville Coffee, where the espresso bar hums with regulars most mornings, and Central Memorial Park is just three minutes farther—old elms, open lawns, and enough room to actually think. When you don't feel like cooking, Raw by Robyn is around the corner, all clean lines and plant-forward plates that change with the season. This stretch of the Beltline puts you close to the energy of 17th Avenue without feeling like you're standing in the middle of it.
Coffee
Top 3 within 1.5 km"Deville Coffee is more than just great coffee, this place is a vibe. The energy, atmosphere, and setup make it perfect whether you’re…"
"Had a great experience at PappaRoti Calgary. I tried the Karak Chai and the OG Bun, and both were really good. The Karak Chai was…"
"So aesthetic ,beautiful and cozy ☺️"
Restaurants
Top 3 within 1.5 km"This vietnamese spot in the Bankers food court is alright. I ordered the pot au pho with spicy sate and the fried sesame donut with…"
"Great place for a casual slice or a full pie! Pizza, greens and sandwiches. The kale Caesar with the shaved egg, a winner."
"I found this gorgeous gem of a place while staying in Calgary on holiday. Once I discovered the Creamy Cashew Smoothie I was hooked! It…"
Parks & green
Top 3 within 1.5 km"It's an amazing park for family and everyone. There is a place for each person regardless of their ages."
"Centre Memorial Park has really improved over the years. Everything is usually well organized, clean, and already looks nice early in…"
"Gotta love the swings at the humpy hollow!"
Recreation
Top 3 within 1.5 km"I absolutely love going to Hot Shop Yoga Studio. Every time I leave, I feel rejuvenated in my mind, body, and spirit. It’s honestly so…"
"Love love love this place! Really enjoyed my sessions on the 2 week intro pass at Home Lifestyle Club! SUCH a beautiful space and great…"
"This gym is amazing. I've been doing 1:1 boxing sessions for the last 10 years with a bunch of different instructors, even semi-pro…"
Grocery
Top 3 within 1.5 km"Glad they had an H-Mart near the BMO center where my daughter is playing volleyball 🏐. Needed a snack at 4pm before we finish the first…"
"I am super thankful they're open until 11pm most days of the week 🙏🏼 each time I've gone the cashiers have been friendly and welcoming.…"
"I really enjoy stopping by Sunterra Market. The fresh options and ready-to-go home-style meals make it incredibly convenient when you…"
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