177 Cougartown Circle SW,
Calgary, Alberta
Set on a generous lot in Cougar Ridge, this two-storey freehold home offers over 1,500 square feet of living space across three bedrooms and three bathrooms. The property includes double-car parking and sits within a family-oriented pocket of southwest Calgary where playgrounds punctuate quiet streets and mature landscaping frames the community. Cougar Ridge's hillside topography and proximity to natural pathways attract buyers seeking room to breathe without sacrificing urban convenience. At $699,000, the listing speaks to households ready to settle into a neighbourhood where the rhythm is steady and the setting feels established. The layout spans two levels, offering separation that suits multi-generational living or dedicated work-from-home routines.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $318/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $318/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $26,164 CMHC | $44,900 | $680,264 | $3,705 /mo | $153,000 | 4.34% · 25 yr |
10% + $19,502 CMHC | $69,900 | $648,602 | $3,532 /mo | $147,000 | 4.34% · 25 yr |
15% + $16,636 CMHC | $104,850 | $610,786 | $3,326 /mo | $139,000 | 4.34% · 25 yr |
20% | $139,800 | $559,200 | $3,092 /mo | $130,000 | 4.49% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Calgary.
Cougartown Circle sits in a pocket of southwest Calgary where weekend mornings unfold with remarkable ease. Pure Saigonese Kitchen is a one-minute walk when you're craving the bright heat of lemongrass and chili, while Deville Coffee—just four minutes on foot—pulls a steady stream of neighbours through its doors for cortados that actually taste like something. You'll find yourself at morning brunch co. more often than you'd planned, drawn by the low hum of conversation and the scent of butter hitting a hot griddle. It's a neighbourhood that operates on a pleasant, unrushed rhythm, where errands feel less like tasks and more like brief encounters with familiar faces.
Coffee
Top 2 within 1.5 km"All about the service here. The sweetest young lady who found something to talk to everyone about. An incredible young human like this…"
"We’ve been here a few times. It’s a really cool looking coffee shop with a nice atmosphere. I haven’t tried the pastries or sandwiches…"
Restaurants
Top 3 within 1.5 km"Pure saigonese kitchen dishes are very tasty. They put care into every dish, the food arrives incredibly fast, steaming hot and ready to…"
"Wanted to try a breakfast/brunch place that we have not been yet. Came across MBC"
"I came here for take out. Beautiful atmosphere. Fair prices. The food was amazing and fresh! I will definitely be coming back for the…"
Parks & green
Top 1 within 1.5 kmRecreation
Top 1 within 1.5 kmGrocery
Top 2 within 1.5 km"We stopped by Blair’s No Frills to get some groceries for the week and grabbed a nice bouquet of flowers for our elderly neighbour and…"
"Beautiful store. Tons of produce. Great selection. Lots of specialty choices as well. I enjoyed walking through the store. Yes, a…"
