Robby Halabi · MLS E4496829

20023 26 AV NW,
Edmonton, Alberta

Price$619,900
3 beds
3 baths
2,184 sqft
A note about the home

This three-bedroom, two-storey home in The Uplands offers a rare combination of suburban ease and proximity to the essentials that matter. The neighbourhood's tree-lined streets and spacious lots create a sense of calm, while the International Airport, golf courses, and shopping centres are all within easy reach. Freehold ownership on a generous lot means room to expand, garden, or simply enjoy outdoor space without compromise. Three full bathrooms spread across two levels add convenience for growing families or guests. At $619,900, this property speaks to buyers seeking a balance between established community character and accessible amenities—no compromises on lifestyle, no guessing about the next phase of the market.

Property at a glance
Bedrooms
3
Bathrooms
3
Interior
2,184
Lot size
292.6 m2
Property type
Single Family
Ownership
Freehold
MLS number
E4496829
Annual taxes (est.)
$6,199
Community
The Uplands
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$37,194 of $619,900
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.24% · Conventional 4.34% · Variable shown is approximate (insured prime − discount).
Hello Mortgage Negotiated · Below Posted Rate
What this home costs you
$3,770 /mo
Mortgage payment$3,153
Property taxes (est.)$517 /mo
Heating (est.)$100 /mo
Down payment
$37,194
Mortgage amount
$582,706
Term rate
4.24%
Amortization
25 yr
Affordability check · 60 seconds · no credit pull

Can you afford this home?

Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.

Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $221/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$3,153/mo
Locked at 4.24% for 25 years
Today · Variable
$2,933/mo
Floats at 3.55% (moves with BoC)
Break-even
+0.75%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.5%$0.0k$0.8k$1.7k$2.5k$3.4kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $221/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $23,316 CMHC
$36,990$606,226$3,268 /mo$141,0004.24% · 25 yr
10%
+ $17,295 CMHC
$61,990$575,205$3,101 /mo$135,0004.24% · 25 yr
15%
+ $14,754 CMHC
$92,985$541,669$2,920 /mo$128,0004.24% · 25 yr
20%
$123,980$495,920$2,701 /mo$120,0004.34% · 25 yr
Ready when you are

Get pre-approved.

A few questions and we'll come back with your actual buying power and the rates you actually qualify for.

Robby Halabi
Listed by

Robby Halabi

Rimrock Real Estate
See every lender rate today — 26 Canadian lenders, one page.
View live rates
Questions buyers ask

Good question.

The home is listed at $619,900. This positions it competitively within The Uplands, a neighbourhood known for its mature streetscapes and proximity to both the airport and recreation.