



This thoughtfully presented four-bedroom home claims a quiet corner of Morningside, one of Airdrie's established family pockets where parks and schools anchor everyday rhythms. Spanning over 2,600 square feet across two stories, the floor plan offers room to grow—four full bathrooms, four dedicated parking spots, and freehold ownership that speaks to long-term value in a market where single-family homes at this price point remain competitive. Morningside itself delivers walkable access to shopping and green space, the kind of mid-sized-city ease that appeals to buyers stepping up from condos or relocating from Calgary's northern edge. At $850,000, it sits at the threshold where suburban space meets urban convenience.
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Rates last updated from 26 Canadian lenders.
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
Variable starts $296/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $296/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $31,600 CMHC | $60,000 | $821,600 | $4,429 /mo | $181,000 | 4.24% · 25 yr |
10% + $23,715 CMHC | $85,000 | $788,715 | $4,252 /mo | $174,000 | 4.24% · 25 yr |
15% + $20,230 CMHC | $127,500 | $742,730 | $4,004 /mo | $165,000 | 4.24% · 25 yr |
20% | $170,000 | $680,000 | $3,703 /mo | $154,000 | 4.34% · 25 yr |
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Morningside Landing puts you a six-minute walk from Stacked Pancake & Breakfast House, where weekend brunch means proper buttermilk stacks and the smell of maple syrup drifting through the door. Your dog will know the route to Kings Heights Off-Leash Park by heart—it's twelve minutes on foot, with wide-open space for a real run. When you need an evening reset, Planet Fitness is five minutes away, close enough that skipping feels harder than going. It's the kind of neighbourhood where your regular spots become part of the week's rhythm, and you start recognizing faces at the crosswalk.
"Great place to grab coffee on the go, or; to relax, read, catch-up with friends in a chill environment. The service is great - friendly…"
"I absolutely love Bubble Tea Brewers! 💕 Their drinks are always freshly made, and you can really taste the quality in every sip. The…"
"This is the old location for Eggs Oasis. Stacked is really good. Food portions are very reasonable. I had bacon and eggs for $6.99.…"
"Had a fantastic meal at Noodlebox! The food was incredibly fresh, flavorful, and served piping hot. The staff were friendly and…"
"Absolutely amazing staff. Today, I accidentally dropped the bowl of salad that the counter lady had just prepared for me. It was a…"
"This is the nicest Off Leash Dog Park that I have ever seen. It is a 3/4 mile loop path around a small lake. There is ample greenery for…"
"Its a small park, long..with a lot of logs and rocks, right beside the train track (like nose creek offleash but narrow) Its sad to see…"
"The gym is amazing, always clean, great environment, equipment, members. Definitely feels like a no judgement gym space."
"I can’t recommend Tri Fit Training enough! From the moment I walked in, I felt welcomed and comfortable. The gym is always spotless,…"
"I recently took two Pilates classes and really enjoyed them. The instructor was great and explained the exercises clearly, which made it…"
"The owner is incredibly humble and welcoming. My wife and I regularly shop here for our Indian groceries, and it has truly become our…"
"Thank you Save On for supplying us with pumpkins to spread some Halloween joy to our awesome clients. Rob was so easy to work with,…"
"I had the coop bakery make my wedding cupcakes and they turned out amazing! They were so cute and delicious. The staff was helpful and…"
