58513 Range Road 231,
Rural Thorhild County, Alberta
Set on just over six acres in rural Thorhild County, this two-storey, four-bedroom home offers the space and separation that acreage living affords. The property's nearly 2,100 square feet are distributed across four bedrooms and four bathrooms, a configuration that speaks to families seeking both privacy and flexibility. Beyond the home itself, the land invites vegetable gardens, outbuildings, or simply the quiet that comes with distance from neighbours. Thorhild County's rural character—open skies, gravel roads, mature shelterbelts—remains intact here, while highway access keeps Edmonton and its northern suburbs within reach for work or weekends.
Inside the home
The Payment Lab
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Rates last updated from 26 Canadian lenders.
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If rates move, what wins?
Variable starts $264/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $264/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $27,998 CMHC | $49,995 | $727,950 | $3,924 /mo | $169,000 | 4.24% · 25 yr |
10% + $20,924 CMHC | $74,995 | $695,876 | $3,752 /mo | $162,000 | 4.24% · 25 yr |
15% + $17,849 CMHC | $112,492 | $655,304 | $3,533 /mo | $154,000 | 4.24% · 25 yr |
20% | $149,989 | $599,958 | $3,267 /mo | $144,000 | 4.34% · 25 yr |
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