68 Belmont Villas SW,
Calgary, Alberta
This three-bedroom, two-storey home in Belmont offers over 1,400 square feet of living space on a generous lot backing onto green space. The neighbourhood itself is part of what makes the address: parks and playgrounds sit within walking distance, and the community's proximity to shopping and schools gives families the kind of daily convenience that quietly compounds over time. Belmont's tree-lined streets and relatively newer housing stock create a suburban rhythm that balances privacy with accessibility. At $635,000, the home represents an entry point into Calgary's southwest quadrant for buyers seeking space, a double garage, and a setting where the backyard feels like an extension of the park beyond.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $258/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $258/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $23,860 CMHC | $38,500 | $620,360 | $3,413 /mo | $141,000 | 4.44% · 25 yr |
10% + $17,717 CMHC | $63,500 | $589,217 | $3,242 /mo | $134,000 | 4.44% · 25 yr |
15% + $15,113 CMHC | $95,250 | $554,863 | $3,053 /mo | $127,000 | 4.44% · 25 yr |
20% | $127,000 | $508,000 | $2,837 /mo | $119,000 | 4.59% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Calgary.
Belmont sits where the everyday rhythms feel surprisingly easy—you're a six-minute walk from the wood-fired pies at Big Lillo's Pizzeria, close enough to pick up dinner still warm from the oven, and the same distance to Dosa Garden when you're craving something fragrant and spice-forward. Sobeys is thirteen minutes on foot for weekend groceries, and the walk back never feels like a chore when the streets are this quiet. It's the kind of neighbourhood where you recognize faces at the crosswalk, where routines settle in without feeling repetitive, and where the details—good coffee, reliable takeout, a decent grocery run—are all within reach.
Restaurants
Top 3 within 1.5 km"Had a great experience! I ordered the Prosciutto e Rucola, and it was delicious! The wood-fired crust was thin, crispy, and nicely…"
"Absolutely loved the experience! ✨ Amazing vibes, delicious food, and excellent service. The ambience is beautiful, and the staff make…"
"This is a wonderful place to eat!!"
Parks & green
Top 1 within 1.5 kmRecreation
Top 1 within 1.5 km