



Positioned in Carter Crest, this three-bedroom duplex offers the rare combination of single-family living with condominium convenience. Four parking spaces speak to the practical ease of multi-vehicle households, while three full bathrooms ensure morning routines unfold without negotiation. The neighbourhood itself is rooted in accessibility—schools and shopping within comfortable reach, the kind of proximity that turns errands into brief interludes rather than expeditions. At $369,000, this home reflects a strategic entry point for buyers seeking space and flexibility in a northwest Edmonton pocket that balances residential quiet with everyday utility. The duplex format delivers separation and scale without the land-maintenance commitment, a configuration particularly well-suited to families prioritizing function over formality.
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Rates last updated from 26 Canadian lenders.
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
Variable starts $153/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $153/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $14,022 CMHC | $18,450 | $364,572 | $2,006 /mo | $96,000 | 4.44% · 25 yr |
10% + $10,295 CMHC | $36,900 | $342,395 | $1,884 /mo | $91,000 | 4.44% · 25 yr |
15% + $8,782 CMHC | $55,350 | $322,432 | $1,774 /mo | $87,000 | 4.44% · 25 yr |
20% | $73,800 | $295,200 | $1,649 /mo | $83,000 | 4.59% · 25 yr |
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Falconer Heights Treestand is a three-minute walk away—quiet trails where you'll spot dog walkers most mornings and kids exploring after school. When you need groceries, Safeway Riverbend Square sits eight minutes on foot, its parking lot reliably busy on weekends but never chaotic. Outside the Box Fitness is six minutes down the street if you're the type who prefers a smaller gym where staff remember your name. The rhythm here feels established without being sleepy—families who've stayed a while, enough amenities that you're not constantly driving somewhere else, and a sense that people actually use the neighbourhood instead of just sleeping in it.
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