10420 36A AV NW, Edmonton, Alberta T6J2H6
DeeAnn Hotte · MLS E4513691

10420 36A AV NW,
Edmonton, Alberta

Price$510,000
6 beds
3 baths
1,304 sqft
A note about the home

Set on a generous 620.6-square-metre lot in Duggan, this six-bedroom single-family home offers the flexibility of multi-generational living or a comfortable base for a growing household. The neighbourhood itself sits within easy reach of schools, transit, shopping, and green space — playgrounds and a nearby golf course anchor everyday routines. With five parking spaces and freehold ownership, the property speaks to families prioritizing space, convenience, and long-term value in an established Edmonton community. At $510,000, it's a compelling opportunity in a pocket of the city where room to grow — both indoors and out — remains attainable.

Property at a glance
Bedrooms
6
Bathrooms
3
Interior
1,304
Lot size
620.6 m2
Property type
House
Parking
5
Ownership
Freehold
MLS number
E4513691
Annual taxes (est.)
$5,100
Community
Duggan
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$30,600 of $510,000
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.34% · Conventional 4.49% · Variable shown is approximate (insured prime − discount).
Hello Mortgage Negotiated · Below Posted Rate
What this home costs you
$3,146 /mo
Mortgage payment$2,621
Property taxes (est.)$425 /mo
Heating (est.)$100 /mo
Down payment
$30,600
Mortgage amount
$479,400
Term rate
4.34%
Amortization
25 yr
Suite Advantage · live

Rent the suite and this home costs $1,421 a month.

This home has a secondary suite. Rent covers part of the mortgage payment, and lenders count half of it as your income — so you need less to qualify.

Income to qualify
$114,000→$107,000

was $114,000 → now $107,000, with 50% of $14,400/yr in rent added to income.

Mortgage payment$2,621/mo
Suite rent− $1,200/mo
Net with the suite rented$1,421/mo
Taxes, heat and condo fees are unchanged — they're on top of this either way.
If the suite rents for…
$1,025/mo$1,596/mo net$108,000 to qualify
$1,375/mo$1,246/mo net$106,000 to qualify
Affordability check · 60 seconds · no credit pull

Can you afford this home?

Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.

Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $234/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$2,621/mo
Locked at 4.34% for 25 years
Today · Variable
$2,387/mo
Floats at 3.45% (moves with BoC)
Break-even
+1.00%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.5%$0.0k$0.7k$1.4k$2.1k$2.8kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $234/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $19,360 CMHC
$26,000$503,360$2,741 /mo$118,0004.34% · 25 yr
10%
+ $14,229 CMHC
$51,000$473,229$2,577 /mo$112,0004.34% · 25 yr
15%
+ $12,138 CMHC
$76,500$445,638$2,427 /mo$107,0004.34% · 25 yr
20%
$102,000$408,000$2,256 /mo$100,0004.49% · 25 yr
Ready when you are

Get pre-approved.

A few questions and we'll come back with your actual buying power and the rates you actually qualify for.

The neighbourhood

Life around Edmonton.

Charles Anderson Park sits just two minutes away—close enough that you'll notice the tall poplars shifting with the season on your way to the car each morning. When you want something more substantial, Duggan Park is a six-minute walk south, where the open fields and pathways give kids and dogs enough room to actually stretch out. The dining around here leans refreshingly international: Happy Lamb Hot Pot is five minutes on foot if you're craving that communal, simmering-broth kind of evening. It's a neighbourhood where the everyday errands feel less like chores and more like small rituals you get to know by heart.

DeeAnn Hotte
Listed by

DeeAnn Hotte

Kic Realty
See every lender rate today — 26 Canadian lenders, one page.
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Questions buyers ask

Good question.

The listed price is $510,000. This six-bedroom freehold home sits on a 620.6-square-metre lot in the Duggan neighbourhood.