1224 STARLING DR NW, Edmonton, Alberta T5S0K4
Paige Bailey · MLS E4515063

1224 STARLING DR NW,
Edmonton, Alberta

Price$649,900
3 beds
2 baths
1,491 sqft
A note about the home

A thoughtfully presented three-bedroom home on a generous lot in Starling, a northwest Edmonton neighbourhood where quiet residential streets meet everyday convenience. The single-storey layout offers main-floor living without stairs, and the freehold ownership includes a property footprint that gives you room to extend, garden, or simply enjoy the breathing space. Parks and playgrounds sit within walking distance, and shopping and transit routes keep daily errands efficient. At this price point, you're buying into a community that balances accessibility with a calm, established feel—ideal for families seeking proximity to amenities without sacrificing yard space or neighbourhood character.

Property at a glance
Bedrooms
3
Bathrooms
2
Interior
1,491
Lot size
648.04 m2
Property type
Single Family
Ownership
Freehold
MLS number
E4515063
Annual taxes (est.)
$6,499
Community
Starling
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$45,493 of $649,900
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.49% · Conventional 4.64% · Variable shown is approximate (insured prime − discount).
Hello Mortgage · Featured Rate
What this home costs you
$3,998 /mo
Mortgage payment$3,356
Property taxes (est.)$542 /mo
Heating (est.)$100 /mo
Down payment
$45,493
Mortgage amount
$604,407
Term rate
4.49%
Amortization
25 yr
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Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.

Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $265/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$3,356/mo
Locked at 4.49% for 25 years
Today · Variable
$3,091/mo
Floats at 3.70% (moves with BoC)
Break-even
+1.00%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.25%+1.5%$0.0k$0.9k$1.8k$2.7k$3.6kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $265/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $24,396 CMHC
$39,990$634,306$3,507 /mo$150,0004.49% · 25 yr
10%
+ $18,132 CMHC
$64,990$603,042$3,334 /mo$144,0004.49% · 25 yr
15%
+ $15,468 CMHC
$97,485$567,883$3,140 /mo$137,0004.49% · 25 yr
20%
$129,980$519,920$2,918 /mo$128,0004.64% · 25 yr
Ready when you are

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A few questions and we'll come back with your actual buying power and the rates you actually qualify for.

Paige Bailey
Listed by

Paige Bailey

Century 21 Masters
See every lender rate today — 26 Canadian lenders, one page.
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Questions buyers ask

Good question.

The list price is $649,900. Your mortgage broker can model payments and pre-approval scenarios based on your down payment and rate hold.