



A thoughtfully presented three-bedroom home on a generous lot in Starling, a northwest Edmonton neighbourhood where quiet residential streets meet everyday convenience. The single-storey layout offers main-floor living without stairs, and the freehold ownership includes a property footprint that gives you room to extend, garden, or simply enjoy the breathing space. Parks and playgrounds sit within walking distance, and shopping and transit routes keep daily errands efficient. At this price point, you're buying into a community that balances accessibility with a calm, established feel—ideal for families seeking proximity to amenities without sacrificing yard space or neighbourhood character.
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
Variable starts $265/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $265/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $24,396 CMHC | $39,990 | $634,306 | $3,507 /mo | $150,000 | 4.49% · 25 yr |
10% + $18,132 CMHC | $64,990 | $603,042 | $3,334 /mo | $144,000 | 4.49% · 25 yr |
15% + $15,468 CMHC | $97,485 | $567,883 | $3,140 /mo | $137,000 | 4.49% · 25 yr |
20% | $129,980 | $519,920 | $2,918 /mo | $128,000 | 4.64% · 25 yr |
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.