15043 132 ST NW,
Edmonton, Alberta
Tucked into Cumberland, a well-established pocket of northwest Edmonton, this three-bedroom, two-storey freehold home offers a practical entry point for families drawn to the neighbourhood's walkable rhythms. Playgrounds, schools, and transit routes sit within easy reach, and the community's leafy streets carry the kind of settled-in feel that comes with mature trees and neighbours who've been here awhile. Inside, the layout splits living across two levels, giving bedrooms their own floor and daily life its own. The price reflects both the location's convenience and the opportunity to shape the interiors to your own taste. For buyers balancing budget and access to amenities, Cumberland delivers—a neighbourhood where errands are manageable on foot and the city's broader grid is never far.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $133/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $133/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $14,056 CMHC | $18,495 | $365,461 | $1,970 /mo | $86,000 | 4.24% · 25 yr |
10% + $10,320 CMHC | $36,990 | $343,230 | $1,850 /mo | $82,000 | 4.24% · 25 yr |
15% + $8,804 CMHC | $55,485 | $323,219 | $1,743 /mo | $78,000 | 4.24% · 25 yr |
20% | $73,980 | $295,920 | $1,620 /mo | $73,000 | 4.39% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Edmonton.
Cumberland is one of those neighbourhoods where daily rhythms fall into an easy pattern. A five-minute walk brings you to Cumberland Lake, where the shoreline path circles calm water that catches the morning light, and just as close is Save-On-Foods for the weeknight grocery run you forgot about. When you want something more than cooking at home, PitaBake's warm flatbreads are around the corner, or you can settle into Made in Palestine Culture Cafe for cardamom-scented coffee and conversation that stretches longer than planned. It's a quiet pocket of north Edmonton where errands don't feel like chores and neighbours actually stop to chat.
Coffee
Top 2 within 1.5 km"Absolutely loved the food, ambiance, and overall experience! A peaceful and welcoming place to enjoy authentic traditional Palestinian…"
"Love their strawberry banana milkshakes and I really wish that they’d have the pistachio baklava cheesecake available more, it’s my…"
Restaurants
Top 3 within 1.5 km"The Donair manouche was fantastic, the sujookk was delicious."
"Food was fresh but the amount of sauce to pasta ratio was a way off maybe they can fix it i ordered the pesto pomodoro and that was…"
"First time here and it was awesome! The place was clean and cozy! The service was excellent! Did not take long for our orders got to me!"
Parks & green
Top 3 within 1.5 km"Great green space area with some park benches. This is a storm water lake so no fish and therefore no fishing. No washroom facilities…"
"This is a very beautiful lake in the Carlton community."
"A quaint local hidden gem, with a small corner entrance covered in old pine - what hides behind is a lot of shade and a couple picnic…"
Grocery
Top 2 within 1.5 km"This specific save on foods is awesome! I would highly recommend as many people as possible to come here. Because it is awesome. So many…"
"Lucky Supermarket is one of my favorite Asian grocery stores! They have a wide variety of products and I can always find what I need.…"
