13339 131 ST NW,
Edmonton, Alberta
A thoughtfully presented three-bedroom home in Wellington, set on a generous lot that offers rare breathing room in one of Edmonton's established north-central neighbourhoods. The single-storey layout delivers quiet functionality, while five parking spaces speak to practicality — a detail that resonates whether you host extended family or simply appreciate the flex. Outside, the property's mature-tree streetscape and proximity to schools, playgrounds, and public transit anchor daily life in walkable rhythms. At this price point, Wellington continues to attract buyers seeking character pockets with strong community bones, where the grocery run and the school drop-off feel less like errands and more like neighbours waving from porches.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $172/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $172/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $14,056 CMHC | $18,495 | $365,461 | $1,990 /mo | $87,000 | 4.34% · 25 yr |
10% + $10,320 CMHC | $36,990 | $343,230 | $1,869 /mo | $82,000 | 4.34% · 25 yr |
15% + $8,804 CMHC | $55,485 | $323,219 | $1,760 /mo | $78,000 | 4.34% · 25 yr |
20% | $73,980 | $295,920 | $1,636 /mo | $73,000 | 4.49% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Edmonton.
You're a two-minute walk from Hathaway's Diner, where the smell of buttered toast and weekend breakfast crowds signals the heart of this neighbourhood. When you need quiet, Wellington Park is seven minutes away—mature trees, open lawn, and enough space that it never feels crowded even on summer evenings. Tripolitania Cafe, nine minutes on foot, pulls a devoted crowd for its strong espresso and warm, no-fuss atmosphere. This pocket of north-central Edmonton moves at a steady pace, with the kinds of places you return to because they're genuinely good, not because they're trying too hard.
Coffee
Top 2 within 1.5 km"Love their strawberry banana milkshakes and I really wish that they’d have the pistachio baklava cheesecake available more, it’s my…"
"Great hidden gem! Staff was amazing and the carrot cake was wonderful. Make a quick detour for your favorite java. The latte was the…"
Restaurants
Top 3 within 1.5 km"Halfway Diner has such a cool atmosphere! I really liked the old-school, retro vibe with all the vintage relics, signs, posters, and…"
"Probably the best pizza place I've walked into in the city. Working close to the location so I decided to come by for lunch... Needless…"
"Had a great experience at Chicken Spot! The staff were very friendly and welcoming, and the chicken was crispy and full of flavor.…"
Parks & green
Top 3 within 1.5 km"Nice neighbourhood park. Clean and grassy in the summer, snowy in the winter"
"Had my baby shower here. We had everything we needed and more. Management is very involved and helpful but a little strict. This isn't…"
"1/3 hectare park with a small playground, a good bit of open space in the sun and plenty of trees for shade. Park benches, no picnic…"
Recreation
Top 3 within 1.5 km"Great gym with welcoming environment. The front desk staff have always been wonderful super friendly and professional. Kind enough to…"
"Great atmosphere here, everyone's kind and staff are really helpful. Been here for a while and I have learned lots, gained a lot of…"
"Honestly I’ve had a really sick experience at High Definition Fitness. The atmosphere is great, the people are welcoming, and the…"
Grocery
Top 3 within 1.5 km"HW Produce is my go-to place for fresh fruits and vegetables. The produce is always fresh, and the store is beautifully organized and…"
"I purchased extra lean ground beef on the same day it was packaged, but upon opening it, the meat was black on the inside. We’ve…"
"Lucky Supermarket is one of my favorite Asian grocery stores! They have a wide variety of products and I can always find what I need.…"
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