16515 139 ST NW,
Edmonton, Alberta
This thoughtfully presented three-bedroom, two-storey home occupies a generous lot in Carlton, a family-oriented Edmonton neighbourhood where proximity shapes everyday life. Playgrounds, schools, and transit routes sit within easy reach, compressing the weekday commute and creating the kind of walkable rhythm that defines practical suburban living. The home's three full bathrooms and freehold ownership offer flexibility for growing households, while the nearby shopping corridor ensures groceries and errands unfold without ceremony. At $599,900, the offering reflects Carlton's current market positioning—accessible enough for first-time buyers stretching toward space, grounded enough for families prioritizing function over finish. Here, the value proposition rests less on architectural drama and more on the neighbourhood's quiet infrastructure: mature trees, wide streets, and the gentle hum of a community built for staying put.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $214/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $214/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $22,596 CMHC | $34,990 | $587,506 | $3,167 /mo | $137,000 | 4.24% · 25 yr |
10% + $16,737 CMHC | $59,990 | $556,647 | $3,001 /mo | $130,000 | 4.24% · 25 yr |
15% + $14,278 CMHC | $89,985 | $524,193 | $2,826 /mo | $124,000 | 4.24% · 25 yr |
20% | $119,980 | $479,920 | $2,614 /mo | $116,000 | 4.34% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Edmonton.
Carlton Lake sits just twelve minutes on foot from your door — close enough to make morning loops around the water part of your routine, watching the light change across the surface as the seasons shift. When you need provisions, Sobeys Newcastle is an eighteen-minute walk through the neighbourhood, while MOVATI Athletic sits even closer at twelve minutes if you're after a proper workout between errands. The rhythm here feels grounded and unrushed, with enough nearby to keep daily life simple without feeling like you're in the middle of everything.
Restaurants
Top 3 within 1.5 km"Today we were back at Century Grill St. Albert where the salmon dinner is outstanding. We were served by Brittany whose beautiful smile…"
"This my was third visit to Firehouse Subs, but the first at this location. I could not give them an overall 5-star rating based on my…"
"If you’re looking for a great way to start your day, Denny’s is the place to be! The breakfast is always fresh, delicious, and served in…"
Parks & green
Top 3 within 1.5 km"A quaint local hidden gem, with a small corner entrance covered in old pine - what hides behind is a lot of shade and a couple picnic…"
"Nice place to walk, interesting variety of foliage, reasonable selection of birds and waterfowl to view. The dog and I enjoy our walks…"
"This is a very beautiful lake in the Carlton community."
Recreation
Top 2 within 1.5 km"Six months in and I've had an amazing experience at this gym, and a huge part of that is because of my personal trainer, Joey DeNoble.…"
"Highly recommend Marshall Boxing Club. The coach and assistant coaches are amazing. My 6-year-old has a speech delay and sometimes…"
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