DeeAnn Hotte · MLS E4503149

2055 192 ST NW,
Edmonton, Alberta

Price$344,900
3 beds
3 baths
1,192 sqft
A note about the home

A three-storey townhome in River's Edge, where quiet residential streets meet the practical appeal of nearby schools and green space. This freehold property offers three bedrooms and three bathrooms across its vertical layout, with tandem parking for two vehicles. The neighbourhood strikes a balance between suburban calm and accessibility—playgrounds are close by, and the airport's proximity makes travel straightforward. At $344,900, it's positioned for buyers seeking entry into northwest Edmonton's newer communities without stretching into detached-home territory. River's Edge itself feels intentionally planned, with wide sidewalks and young trees that will mature alongside the families who settle here.

Property at a glance
Bedrooms
3
Bathrooms
3
Interior
1,192
Lot size
106.69 m2
Property type
Townhouse
Parking
2
Ownership
Freehold
MLS number
E4503149
Annual taxes (est.)
$3,449
Community
River's Edge
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$17,245 of $344,900
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.24% · Conventional 4.39% · Variable shown is approximate (insured prime − discount).
Hello Mortgage Negotiated · Below Posted Rate
What this home costs you
$2,161 /mo
Mortgage payment$1,773
Property taxes (est.)$287 /mo
Heating (est.)$100 /mo
Down payment
$17,245
Mortgage amount
$327,655
Term rate
4.24%
Amortization
25 yr
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Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $124/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$1,773/mo
Locked at 4.24% for 25 years
Today · Variable
$1,649/mo
Floats at 3.55% (moves with BoC)
Break-even
+0.75%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.5%$0.0k$0.5k$1.0k$1.5k$2.0kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $124/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $13,106 CMHC
$17,245$340,761$1,837 /mo$81,0004.24% · 25 yr
10%
+ $9,623 CMHC
$34,490$320,033$1,725 /mo$76,0004.24% · 25 yr
15%
+ $8,209 CMHC
$51,735$301,374$1,625 /mo$73,0004.24% · 25 yr
20%
$68,980$275,920$1,510 /mo$68,0004.39% · 25 yr
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DeeAnn Hotte
Listed by

DeeAnn Hotte

Kic Realty
See every lender rate today — 26 Canadian lenders, one page.
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Questions buyers ask

Good question.

The listing price is $344,900. This freehold townhome in River's Edge offers three bedrooms, three bathrooms, and parking for two vehicles.