



This four-bedroom, four-bathroom home sits on a generous 391-square-metre lot in Windermere, one of southwest Edmonton's most established family-oriented communities. The two-storey layout and four-car parking speak to a household built for space and flexibility. Windermere itself offers the conveniences that shape daily life—playgrounds within walking distance, schools nearby, and shopping close at hand. Public transit and airport access round out the practical advantages. At just over $600,000, the home occupies a sweet spot in Edmonton's market: enough room to grow, a freehold property with land beneath it, and a neighbourhood whose infrastructure is already in place. It's the kind of address where logistics work quietly in the background.
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Rates last updated from 26 Canadian lenders.
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
Variable starts $215/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $215/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $22,740 CMHC | $35,389 | $591,239 | $3,187 /mo | $138,000 | 4.24% · 25 yr |
10% + $16,848 CMHC | $60,389 | $560,348 | $3,021 /mo | $131,000 | 4.24% · 25 yr |
15% + $14,373 CMHC | $90,583 | $527,677 | $2,845 /mo | $125,000 | 4.24% · 25 yr |
20% | $120,778 | $483,110 | $2,631 /mo | $117,000 | 4.34% · 25 yr |
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Langdale Pond sits just three minutes away on foot—close enough to catch the evening light on the water after dinner. When you're after something more than groceries, Nagoya Japanese Cuisine is an eight-minute walk, the kind of place where the tempura arrives golden and impossibly light. Weekend mornings often mean the stroll to Mokha Coffee House, sixteen minutes through quiet streets, where the espresso is pulled properly and the space hums with that easy Saturday rhythm. It's the kind of neighbourhood where your regular routes become rituals without you quite noticing when that happened.
"The kids loved the play area, which we recently visited. The age limit is up to 4 years old, so older kids won’t be able to play so just…"
"I Just visited Mokha Coffee House today and it was a goodish kinda experience from start to finish. ☕"
"Stopped by and had the burger special and the Parmesan truffle fries. All the food was really good. And they have great daily and happy…"
"Amazing food and service! The food at Nagoya is outstanding. The is ikayaky is fresh, crunchy and delicious. Both the sashimi and sushi…"
"⸻ ID-DAJy-355464"
"Great little pond. This year I got to watch a family of mud hens (coots) grow up. There's some garbage in the water that needs to be…"
"Community park for all to enjoy. It’s a simple park. Some open fields. Small playground 🛝. There is no public washrooms and only…"
"A Family Fridndly park for all. Got a good place to play and have fun with kids and a lot oc time during winter time got sled…"
"I had a great experience with Fit Theorem classes. My coaches Chris, Sarah, and Terry have been amazing since I started last November."
"I tried my second pilates class ever at this studio while travelling to Edmonton to visit family over the holidays. The front desk was…"
"The studio supported a local non-profit initiative and donated a free week's trial. The trial was amazing - clean, relaxing and very…"
"Okay shopping experience, lots of selection. Staff not very helpful, if you can find them. Check out process was good and fast. …"
"Been shopping at this Safeway for two years now. Usually love the bakery stuff and the breads. That said the bread is always full of…"
