DeeAnn Hotte · MLS E4503505

728 173 ST SW,
Edmonton, Alberta

Price$603,888
4 beds
4 baths
1,839 sqft
A note about the home

This four-bedroom, four-bathroom home sits on a generous 391-square-metre lot in Windermere, one of southwest Edmonton's most established family-oriented communities. The two-storey layout and four-car parking speak to a household built for space and flexibility. Windermere itself offers the conveniences that shape daily life—playgrounds within walking distance, schools nearby, and shopping close at hand. Public transit and airport access round out the practical advantages. At just over $600,000, the home occupies a sweet spot in Edmonton's market: enough room to grow, a freehold property with land beneath it, and a neighbourhood whose infrastructure is already in place. It's the kind of address where logistics work quietly in the background.

Property at a glance
Bedrooms
4
Bathrooms
4
Interior
1,839
Lot size
391.21 m2
Property type
Single Family
Parking
4
Ownership
Freehold
MLS number
E4503505
Annual taxes (est.)
$6,039
Community
Windermere
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$36,233 of $603,888
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.24% · Conventional 4.34% · Variable shown is approximate (insured prime − discount).
Hello Mortgage Negotiated · Below Posted Rate
What this home costs you
$3,675 /mo
Mortgage payment$3,072
Property taxes (est.)$503 /mo
Heating (est.)$100 /mo
Down payment
$36,233
Mortgage amount
$567,655
Term rate
4.24%
Amortization
25 yr
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Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $215/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$3,072/mo
Locked at 4.24% for 25 years
Today · Variable
$2,857/mo
Floats at 3.55% (moves with BoC)
Break-even
+0.75%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.25%+1.5%$0.0k$0.8k$1.7k$2.5k$3.4kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $215/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $22,740 CMHC
$35,389$591,239$3,187 /mo$138,0004.24% · 25 yr
10%
+ $16,848 CMHC
$60,389$560,348$3,021 /mo$131,0004.24% · 25 yr
15%
+ $14,373 CMHC
$90,583$527,677$2,845 /mo$125,0004.24% · 25 yr
20%
$120,778$483,110$2,631 /mo$117,0004.34% · 25 yr
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The neighbourhood

Life around Edmonton.

Langdale Pond sits just three minutes away on foot—close enough to catch the evening light on the water after dinner. When you're after something more than groceries, Nagoya Japanese Cuisine is an eight-minute walk, the kind of place where the tempura arrives golden and impossibly light. Weekend mornings often mean the stroll to Mokha Coffee House, sixteen minutes through quiet streets, where the espresso is pulled properly and the space hums with that easy Saturday rhythm. It's the kind of neighbourhood where your regular routes become rituals without you quite noticing when that happened.

DeeAnn Hotte
Listed by

DeeAnn Hotte

Kic Realty
See every lender rate today — 26 Canadian lenders, one page.
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Questions buyers ask

Good question.

Property tax details are available through the City of Edmonton. Your mortgage specialist can walk you through typical annual costs for homes in this price range and help you factor them into your monthly carrying cost.