5826 49 ST,
Tofield, Alberta
Set on a generous lot in Tofield, this five-bedroom home offers space and flexibility for growing families or those seeking room to spread out. Two full bathrooms anchor the floor plan, while the quiet residential setting puts you within reach of schools, a golf course, and neighbourhood playgrounds. Tofield itself carries the appeal of a close-knit Alberta community — tree-lined streets, short commutes, and a slower pace that families and commuters alike find refreshing. At this price point, buyers gain both the breathing room of single-family ownership and the practical advantages of freehold title, all in a town that balances small-town calm with easy access to larger centres along Highway 14.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
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If rates move, what wins?
Variable starts $109/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $109/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $10,069 CMHC | $13,248 | $261,784 | $1,419 /mo | $63,000 | 4.29% · 25 yr |
10% + $7,393 CMHC | $26,496 | $245,860 | $1,332 /mo | $60,000 | 4.29% · 25 yr |
15% + $6,306 CMHC | $39,745 | $231,526 | $1,255 /mo | $57,000 | 4.29% · 25 yr |
20% | $52,993 | $211,971 | $1,172 /mo | $54,000 | 4.49% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Tofield.
Tofield's small-town rhythm reveals itself in the everyday details: a nine-minute walk brings you to Moonshine Cafe, where locals gather over morning coffee and the kind of unhurried conversation that feels rare these days. Just down the street, IGA Tofield anchors your weekly routines with familiar faces at the checkout, eleven minutes on foot when you need fresh basics. Tilly's Family Dining & Pizza sits ten minutes away, the sort of place where Friday nights mean booths filled with neighbourhood families and the warm scent of just-baked crust. Life here moves at a pace that lets you actually notice the seasons changing.
Restaurants
Top 3 within 1.5 km"Tofield!! Yes it's in Tofield, and we're so lucky to have it! The food is very good quality and is fresh and tasty with good portion…"
"The little restaurant is a flavour flash back. I was pulled back into the good ole days of backyard family BBQs."
"We've been going to Tilly's regularly for a few years and everytime we go the service seem to get worse. Friendly service but there are…"
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