4518 52 Street, Wetaskiwin, Alberta T9A1N6
4518 52 Street, Wetaskiwin, Alberta T9A1N6
Karen Sernecky · MLS A2348839

4518 52 Street,
Wetaskiwin, Alberta

Price
$289,000
4 beds
2 baths
1,310 sqft
House type
A note about the home

Positioned on a generous lot in Wetaskiwin's Lynalta neighbourhood, this 3 + 1 bedroom, two-storey home offers over 1,300 square feet of living space with room to grow. The freehold property includes two-car parking and sits within easy reach of schools, playgrounds, and shopping—the kind of proximity that simplifies daily routines. Lynalta's tree-lined streets and established community feel appeal to families seeking stability without the premium attached to newer developments. At $289,000, the home represents an accessible entry point into ownership in a city where affordability still means choice, not compromise. Whether you're scaling up from a rental or looking for a project with built-in equity, the bones are here.

Property at a glance
Bedrooms
4
Bathrooms
2
Interior
1,310
Lot size
5998.13 sqft, 4,051 - 7,250 sqft
Property type
House
Parking
2
Ownership
Freehold
MLS number
A2348839
Annual taxes (est.)
$3,360
Community
Lynalta
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$14,450 of $289,000
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.34% · Conventional 4.59% · Variable shown is approximate (insured prime − discount).
Hello Mortgage Negotiated · Below Posted Rate
What this home costs you
$1,881 /mo
Mortgage payment$1,501
Property taxes (est.)$280 /mo
Heating (est.)$100 /mo
Down payment
$14,450
Mortgage amount
$274,550
Term rate
4.34%
Amortization
25 yr
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Can you afford this home?

Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.

Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $134/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$1,501/mo
Locked at 4.34% for 25 years
Today · Variable
$1,367/mo
Floats at 3.45% (moves with BoC)
Break-even
+1.00%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.5%$0.0k$0.4k$0.8k$1.2k$1.6kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $134/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $10,982 CMHC
$14,450$285,532$1,555 /mo$70,0004.34% · 25 yr
10%
+ $8,063 CMHC
$28,900$268,163$1,460 /mo$66,0004.34% · 25 yr
15%
+ $6,878 CMHC
$43,350$252,528$1,375 /mo$63,0004.34% · 25 yr
20%
$57,800$231,200$1,291 /mo$60,0004.59% · 25 yr
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The neighbourhood

Life around Wetaskiwin.

You're a four-minute walk from Jordan's NOFRILLS, where Saturday mornings mean grabbing what you need without driving across town, and just one minute further brings you to Elevation Fitness Centre if early workouts are part of your routine. Grandma Lee's sits five minutes away—the kind of place where the smell of home cooking drifts out when the door swings open and regulars know each other by name. Jubilee Park is six minutes on foot, with mature trees that offer actual shade come summer and enough open space that it feels generous rather than squeezed in. This part of Wetaskiwin moves at a neighbourhood pace, where errands fold naturally into your day and faces become familiar.

See every lender rate today — 26 Canadian lenders, one page.
View live rates
Questions buyers ask

Good question.

The home is listed at $289,000. Depending on your down payment and mortgage term, monthly payments may be lower than comparable rental rates in the area.