7019 Deer Street,
Lacombe, Alberta
This three-bedroom duplex in College Heights offers a welcoming foundation for families drawn to Lacombe's blend of small-town walkability and recreational access. The neighbourhood sits within easy reach of parks, schools, and shopping, with golf courses and playgrounds nearby—a canvas for active weekends and unhurried evenings. Two additional bedrooms provide flexibility for home offices, creative studios, or visiting family. With two bathrooms and parking for two vehicles on a freehold lot, the layout supports the rhythms of modern household life. At $335,000, the home delivers accessible homeownership in a community known for its quieter streets and proximity to water and green space.
Inside the home
The Payment Lab
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Rates last updated from 26 Canadian lenders.
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If rates move, what wins?
Variable starts $121/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $121/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $12,730 CMHC | $16,750 | $330,980 | $1,784 /mo | $79,000 | 4.24% · 25 yr |
10% + $9,347 CMHC | $33,500 | $310,847 | $1,676 /mo | $75,000 | 4.24% · 25 yr |
15% + $7,973 CMHC | $50,250 | $292,723 | $1,578 /mo | $72,000 | 4.24% · 25 yr |
20% | $67,000 | $268,000 | $1,467 /mo | $67,000 | 4.39% · 25 yr |
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A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Lacombe.
Deer Street sits in one of Lacombe's quieter pockets, where everyday rhythms feel unhurried and neighbours still wave from their porches. Henners Pond is a one-minute walk away—close enough that you'll hear red-winged blackbirds calling from the reeds on spring mornings—and RISE Aerial, just five minutes on foot, draws families and fitness enthusiasts into its high-ceilinged space most evenings. The streets here are wide and tree-lined, with enough elbow room between homes to let light spill into backyards without feeling isolated. It's the kind of neighbourhood where you actually use your front door, not just your garage.
Parks & green
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