6214 39 Avenue Close,
Stettler, Alberta
Set in Stettler's Grandview neighbourhood, this three-bedroom freehold home offers over 1,100 square feet of living space and parking for four vehicles. The location places you within reach of parks, playgrounds, schools, and a nearby golf course—a practical setup for families drawn to smaller-city rhythms. The property sits on a generous lot just under 6,800 square feet, creating room for outdoor projects or seasonal gatherings. Stettler itself strikes a balance between rural ease and community amenity: shopping and recreation are close, yet the streets remain unhurried. At this price point, the home represents an accessible entry into freehold ownership in a neighbourhood where neighbours know one another and morning coffee often happens on the front step.
Inside the home
The Payment Lab
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Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $171/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $171/mo for as long as that holds.
BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $15,766 CMHC | $20,745 | $409,921 | $2,221 /mo | $95,000 | 4.29% · 25 yr |
10% + $11,576 CMHC | $41,490 | $384,986 | $2,086 /mo | $90,000 | 4.29% · 25 yr |
15% + $9,875 CMHC | $62,235 | $362,540 | $1,964 /mo | $85,000 | 4.29% · 25 yr |
20% | $82,980 | $331,920 | $1,826 /mo | $80,000 | 4.44% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Stettler.
You're a ten-minute walk from Otherside Restaurant and Lounge, where locals gather over craft cocktails and comfort fare, and about the same distance to West Stettler Park—think open skies, groomed pathways, and enough green space that kids actually tire themselves out. Mornings might mean a quick session at Thrive 360 Fitness, fifteen minutes on foot, before the day properly starts. This part of Stettler feels quietly complete, the kind of place where errands double as social calls and you're never scrambling to find what you need.
Restaurants
Top 3 within 1.5 km"Ok let me preface this with I LOVE FOOD. And I was seriously ecstatic about their menu. It was like a one stop shop for everything I…"
"We came here for dinner tonight with our toddler. We ordered the Mac n cheese for her, and wer disappointed when it came out and was…"
"First time ordering a pizza from there last night. Just a 14" all meat with onion on one half, and 2 poutines. Got the pizza and the…"
Parks & green
Top 1 within 1.5 kmRecreation
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