12 Iron Wolf Ridge,
Lacombe, Alberta
Tucked into the Iron Wolf community in Lacombe, this two-storey single-family home offers over 1,600 square feet across five bedrooms and three bathrooms—a rare configuration for buyers seeking both main-floor living and upstairs flexibility. The property sits on a generous lot measuring more than 7,200 square feet, with parking for five vehicles. Iron Wolf places you within easy reach of parks and shopping, while the airport's proximity suits those who travel frequently. At $649,900, the home delivers space and layout options that speak to growing families, multi-generational households, or anyone prioritizing room to breathe. The neighbourhood carries a quiet, established feel—mature streets, accessible amenities, and the kind of scale that keeps Lacombe connected without feeling congested.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $229/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $229/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $24,396 CMHC | $39,990 | $634,306 | $3,420 /mo | $144,000 | 4.24% · 25 yr |
10% + $18,132 CMHC | $64,990 | $603,042 | $3,251 /mo | $138,000 | 4.24% · 25 yr |
15% + $15,468 CMHC | $97,485 | $567,883 | $3,062 /mo | $130,000 | 4.24% · 25 yr |
20% | $129,980 | $519,920 | $2,832 /mo | $122,000 | 4.34% · 25 yr |
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A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Lacombe.
You're a seven-minute walk from Don Hay Park, where the open green stretches toward mature trees that shade the walking paths, and six minutes from Brunch Glory when Saturday morning calls for something more than toast at home. ONA Cafe + Bakery sits ten minutes away, the kind of place where the scent of sourdough pulls you in on weekday afternoons. Iron Wolf Ridge feels tucked into Lacombe's rhythm without being far from anything—close enough to the centre that errands happen on foot, quiet enough that the street stays peaceful once you're home.
Coffee
Top 2 within 1.5 km"Had such a cozy and relaxing morning at Ona Coffee. The latte was not only smooth and rich, but beautifully crafted with the cutest…"
"Hot, delicious coffee served with a smile...what more could you ask for? The team here is fantastic, and their support for the…"
Restaurants
Top 3 within 1.5 km"We stopped in for brunch on our way to Edmonton and had one of the breakfast poutines and skillets. The food was good and served hot,…"
"We visited twice in 2 weeks. Food was great. Our server was fantastic at the first visit, we had steak and lobster and steak oscar."
"Stopped by Milky Oak Cafe & Catering and had the Cowboy Breakfast… unreal."
Parks & green
Top 3 within 1.5 km"It’s a nice older wooden playground with two slides, a set of swings, a wood and tire bridge, and some climbing bars. I’d say mostly…"
"Beautiful place, lots of great art and just being here makes me feel good, gorgeous building!"
"Nice little park, could use a little more equipment. The room is there with the ball field for your own activities, but the field is…"
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