4761 Aspen Lakes Boulevard, Blackfalds, Alberta T4M0M9
Karen Sernecky · MLS A2322870

4761 Aspen Lakes Boulevard,
Blackfalds, Alberta

Price$554,900
5 beds
3 baths
1,435 sqft
A note about the home

Set in the family-oriented enclave of Aspen Lakes West, this three-bedroom plus den home offers over 1,400 square feet and immediate access to parks, playgrounds, and local schools—cornerstones of Blackfalds' appeal to growing households. The flexible floor plan accommodates a home office or guest suite, while three full bathrooms ease the rhythm of busy mornings. Four parking spaces and freehold ownership add practical freedom. Outside, the neighbourhood's recreation amenities and nearby shopping anchor daily life without sacrificing the quiet of a residential street. At this price point, the home represents a measured entry into a community designed around connection and convenience.

Property at a glance
Bedrooms
5
Bathrooms
3
Interior
1,435
Lot size
5104.45 sqft, 4,051 - 7,250 sqft
Property type
Single Family
Parking
4
Ownership
Freehold
MLS number
A2322870
Annual taxes (est.)
$5,549
Community
Aspen Lakes West
Gallery

Inside the home

Live calculator · rates as of today

The Payment Lab

Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.

Rates last updated from 26 Canadian lenders.

Down payment
MIN
$33,294 of $554,900
Amortization
25 years
25-year payment schedule
Rate mode
Insured rate 4.29% · Conventional 4.44% · Variable shown is approximate (insured prime − discount).
Hello Mortgage Negotiated · Below Posted Rate
What this home costs you
$3,400 /mo
Mortgage payment$2,837
Property taxes (est.)$462 /mo
Heating (est.)$100 /mo
Down payment
$33,294
Mortgage amount
$521,606
Term rate
4.29%
Amortization
25 yr
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Fixed vs Variable · break-even

If rates move, what wins?

Variable starts $226/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +1.00% is where variable becomes more expensive than today's locked fixed.

Today · Fixed
$2,837/mo
Locked at 4.29% for 25 years
Today · Variable
$2,611/mo
Floats at 3.50% (moves with BoC)
Break-even
+1.00%
BoC rate hike where variable starts costing more than fixed
Monthly payment
-1.5%-1.25%-1%-0.75%-0.5%-0.25%0%+0.25%+0.5%+0.75%+1%+1.5%$0.0k$0.8k$1.6k$2.4k$3.2kTodayBreak-even
Fixed (locked) Variable (moves with BoC)
← BoC cuts   ·   BoC hikes →
Variable wins if…

The Bank of Canada holds rates flat, cuts, or hikes less than +1.0% during your 5-year term. You'd save roughly $226/mo for as long as that holds.

Fixed wins if…

BoC raises rates more than +1.0% and keeps them there. You'd be locked in below the variable rate the rest of the term.

Mortgage scenarios

Every down-payment, mapped

ScenarioDownMortgageMonthlyIncome req.Rate · amort
Min. Down
+ $20,976 CMHC
$30,490$545,386$2,955 /mo$128,0004.29% · 25 yr
10%
+ $15,482 CMHC
$55,490$514,892$2,790 /mo$121,0004.29% · 25 yr
15%
+ $13,207 CMHC
$83,235$484,872$2,627 /mo$115,0004.29% · 25 yr
20%
$110,980$443,920$2,442 /mo$108,0004.44% · 25 yr
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The neighbourhood

Life around Blackfalds.

Morning coffee runs to Ka-in Time are an easy eleven-minute walk—close enough to become a weekend ritual without feeling like you're stepping out your front door into a strip mall. When friends visit, The Hitchin Post Kitchen & Bar is just a block farther, the kind of neighbourhood spot where servers remember faces. Sterling Industries Sports Park sits eighteen minutes away on foot, with open fields that catch the late-afternoon light beautifully during summer ball games. It's the rhythm of a place where daily life doesn't require a car for every errand, but still feels graciously spaced.

See every lender rate today — 26 Canadian lenders, one page.
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Questions buyers ask

Good question.

$554,900. Mortgage pre-approval takes approximately 48 hours; our team can connect you with preferred lenders familiar with Blackfalds inventory.