2122 22 Avenue,
Delburne, Alberta
Set on a generous 7,000-square-foot lot in Delburne, this single-storey home offers over 700 square feet of living space with one bedroom, one bathroom, and parking for two vehicles. The freehold property sits within walking distance of schools, parks, and a nearby golf course—a rare combination of accessibility and quiet small-town rhythm. Delburne's close-knit community and slower pace appeal to buyers seeking affordability without isolation, while the lot size leaves room for gardens, workshop space, or future expansion. At $159,000, it's an accessible entry point into homeownership or a low-maintenance investment in central Alberta.
Inside the home
The Payment Lab
Move the sliders. Compare fixed vs. variable. See exactly what this home costs you each month, with the math we’d use in your pre-approval.
Rates last updated from 26 Canadian lenders.
Can you afford this home?
Four quick questions and we'll run the federal stress test against this specific listing. You'll see if you qualify, your monthly payment, and a personal action plan — no credit pull, no obligation.
If rates move, what wins?
Variable starts $57/mo cheaper than fixed today. But variable rates move with the Bank of Canada — if they rise, your payment rises with them. This chart shows your monthly payment if BoC moves rates up or down during your term. The crossover at +0.75% is where variable becomes more expensive than today's locked fixed.
The Bank of Canada holds rates flat, cuts, or hikes less than +0.8% during your 5-year term. You'd save roughly $57/mo for as long as that holds.
BoC raises rates more than +0.8% and keeps them there. You'd be locked in below the variable rate the rest of the term.
Every down-payment, mapped
| Scenario | Down | Mortgage | Monthly | Income req. | Rate · amort |
|---|---|---|---|---|---|
Min. Down + $6,042 CMHC | $7,950 | $157,092 | $847 /mo | $38,000 | 4.24% · 25 yr |
10% + $4,436 CMHC | $15,900 | $147,536 | $795 /mo | $36,000 | 4.24% · 25 yr |
15% + $3,784 CMHC | $23,850 | $138,934 | $749 /mo | $34,000 | 4.24% · 25 yr |
20% | $31,800 | $127,200 | $696 /mo | $32,000 | 4.39% · 25 yr |
Get pre-approved.
A few questions and we'll come back with your actual buying power and the rates you actually qualify for.
Life around Delburne.
Delburne's unhurried rhythm reveals itself in small, reliable gestures. Mornings might begin with a four-minute walk to Oops Fresh Market, where you'll find produce still cool from the farm and neighbours catching up by the door. The Olde English Restaurant sits three minutes away—polished wood booths and the smell of fresh coffee that drifts onto the sidewalk most afternoons. When you want something a little different, THE DELBURNE BISTRO is a seven-minute stroll, the kind of place where the menu changes with what's good that week. Life here unfolds at a pace that lets you notice things.
Restaurants
Top 2 within 1.5 km"5 stars cuz the peeps doing reviews are right! Amazing fish & chips. 3 beautiful pieces of Haddock on one plate & 2 stunning chucks of…"
"This place is great, I had their special Vietnamese Noodle Bowl and it was delicious with just the right amount of spice. I would…"
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