← All calculators
Budget Boost 🏠

Find the house hiding in your spending.

Tap the splurges you could live without and watch them turn into real buying power — how much more home your monthly ‘whatever’ money actually buys, and the down payment it stacks up in three years.

No judgment. Okay, a little judgment. Tap everything you could live without.

Budget Boost — a piggy bank shaped like a house, coins dropping in. Mind on my money, money on my mind.

Entertainment

Social media made me buy it

Lifestyle splurges

Food & drink

Wellness & trends

Random but relatable

Fashion & beauty

What else are you splurging on? 🤔

$

The fine print ✨ “Hidden home potential” is the extra mortgage your monthly amount supports — principal and interest only, at 4.24% over 25 years with Canadian semi-annual compounding. Real life adds property tax, insurance, heat and the stress test. The 3-year down payment assumes 3% growth in a high-interest savings account or FHSA. Not a pre-approval (duh) — talk to us for your true buying power.

Spread the wealth 💸

Drop this in the group chat.

Send your friends the link — their picks, their reveal, their mild personal crisis. Everyone wins.

Start a fresh one for a friend →
Explore Hello Mortgage

Your mortgage questions live here.

Whether you’re buying, renewing, refinancing or simply trying to make the numbers behave, start with the service—or the Alberta community—that feels most like home.