Talk to real humans.Who come with a plan.
Tell us what you’re trying to do. We’ll ask the right questions, explain what matters and map out the smartest way forward.
Alberta Mortgage Broker · Mortgages in Alberta Made Easy
Make Your Winning Move.
A stronger offer. A smarter renewal. More monthly breathing room. Whatever winning means for you, we’ll build the strategy to help you get there.
Book a free 15-minute call. 50+ lenders compared. Zero mortgage-speak.
Real options. Clear answers. A whole team in your corner.
Our clients? They work here. All across Alberta.
Nurses, teachers, oilfield crews, civil servants: Alberta homebuyers from Fort McMurray to Lethbridge, and the people who keep the province running.
Alberta Health ServicesSuncorEdmonton Public SchoolsGovernment of AlbertaCalgary Board of EducationCity of EdmontonEdmonton Public LibraryTELUSSunWest AviationWestJetCalgary Philharmonic Orchestra SocietyNorQuest CollegeAthabasca University
What does winning look like for you?
What are we figuring out today?
Everyone’s situation is a little different. Pick the one that sounds most like yours and we’ll start there.
01 · BUYING
A stronger offer
Know what works before you start falling in love with listings.
→02 · RENEWINGA smarter renewal
Your lender made an offer. Let’s make sure it’s actually a good one.
→03 · REFINANCINGMore breathing room
Your mortgage might be able to make the monthly budget feel considerably less rude.
→04 · HOME EQUITYA bigger plan
Renovations, investments, big moves—or debts that need to stop being so expensive.
→Choose your own adventure
Not ready to talk mortgages?
You can still get real answers. Start with a free personalized tool and reach out when you’re ready.
First-time buyers
Your first home, planned before you ever apply.
Find out where you stand, what you could realistically afford and what to work on next.
First insight in 90 seconds · No credit check · No surprise sales call
Get My Free Strategy Plan →
Mortgage renewalsYour lender made an offer. Let’s see if it’s any good.
Compare your renewal offer against options from more than 50 banks and lenders.
About 60 seconds · Free · Private · No credit check
Check My Renewal →
Payment reliefMonthly payments getting a little rude?
See whether your mortgage could create meaningful monthly breathing room.
Personalized numbers · No fee · No obligation
Build My Blueprint →
How it works
We turn “what now?” into “we’ve got this.”
A clear process, real underwriting upfront and a team that keeps things moving.
Send the paperwork.We do the mortgage math.
Our team reviews everything upfront. Because surprises are fun at birthday parties—not during financing.
Mortgage approved.We keep it moving.
We manage the lenders, conditions and deadlines while keeping you updated when it actually matters.
Strategy beats rate
Why an Alberta mortgage broker beats a low rate.
A low rate looks great on a website. Penalties, restrictions and fine print can change the whole deal. We compare the complete mortgage—not just the number designed to get the click.
Let’s Talk Game PlanBanks give you their mortgage. Rate sites give you a number. We give you a plan.
UpfrontReal underwriting before things get real.
DuringUpdates without the chasing—or disappearing acts.
AfterRateWatch+, Renewal Defense and support after closing.
Straight from Google
Our clients say it better.
Hello Mortgage Team has over 150 ★★★★★ reviews!
Read our reviews on GoogleMatt and his Team will customize to meet your needs and we really appreciate all the extra little perks you would never get from the big banks.
★★★★★— Aiden & Val S.Beaumont1 / 146
Meet Hello Mortgage
Real people. Seriously good at mortgages.
We’re a team of mortgage strategists, problem-solvers and paperwork wranglers helping Albertans make smarter mortgage decisions.
We sweat the details, explain things in actual human language and keep the process moving—without the stiff suits or sales pressure.
Meet the team50+Lender options
ABAlberta focused
5★Client rated
100%Human advice
Hot Takes · Matt’s column
Opinions,
served warm.
Spicy takes on mortgages, money, and the strange things people do with both. Built on thousands of mortgage applications and a belief that we can have a good time along the way.
Latest take · Oct 15 · 7 min read
Matt Broom-Hall
Broker, opinion-haverKeep reading →
We Really Don’t Care Where You Bought Lunch
There is a very specific moment in the mortgage process where otherwise perfectly reasonable people become deeply suspicious of me.
It usually starts with a simple request:
“Can you send me your last 90 days of bank statements?”
And suddenly I’m apparently asking for state secrets.
What follows is often a surprisingly creative series of attempts to give me everything except the actual bank statements.
Screenshots of balances.
Matt Broom-HallBroker, opinion-haverKeep reading →
Rates & calculators
Just here for the math? We respect that.
Run some numbers, test a few scenarios and come back when you want help making sense of them.
Crunch some numbers.
No spreadsheet required.
Rate shopping? Here’s the fine print.
Rates matter. So do penalties, restrictions, qualification rules and what you need your mortgage to do next.
The best-looking rate isn’t always the best mortgage. We’ll help you compare the whole thing.
Good questions
The honest answers.
For most standard residential mortgages, the lender pays our fee. If your situation requires a lender that charges a brokerage fee, we’ll explain that clearly before you decide anything.
Either works. Calculators are useful starting points; a strategy conversation includes the lender rules and details a calculator can’t see.
No. The Hello Mortgage Team helps homebuyers and homeowners across Alberta, including Edmonton, Calgary and communities throughout the province.
We keep watching. Your monthly homeowner report tracks your equity and your rate against the market and flags savings when they appear, Renewal Defense handles the letter when it comes, and an annual review keeps the mortgage fitting your life.
Let’s make your mortgage make sense.
Ready to apply—or still figuring out what’s possible? Start with a conversation. No pressure. No mortgage-speak. Just a clear plan.
Let’s Talk MortgageExplore Hello Mortgage
Your mortgage questions live here.
Whether you’re buying, renewing, refinancing or simply trying to make the numbers behave, start with the service—or the Alberta community—that feels most like home.
Mortgage help across Alberta
Edmonton mortgage brokerCalgary mortgage brokerSherwood Park mortgage brokerLeduc mortgage brokerSt. Albert mortgage brokerRed Deer mortgage brokerLethbridge mortgage brokerFort McMurray mortgage brokerGrande Prairie mortgage brokerAirdrie mortgage brokerCochrane mortgage brokerBeaumont mortgage brokerMedicine Hat mortgage brokerLloydminster mortgage brokerFort Saskatchewan mortgage brokerSpruce Grove mortgage broker