Alberta Mortgage Rates

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THE BEST MORTGAGE RATES IN ALBERTA

Finding the best mortgage rate in Alberta can be overwhelming, with numerous factors affecting the interest rate such as the type of mortgage, lender, credit score, and down payment. At Hello Mortgage, we are dedicated to helping you secure the best mortgage rate in Alberta. With our cutting-edge mortgage technology, we have access to rates from over 40 of Canada's top lenders, ensuring you get the lowest rate possible.

Current Alberta Mortgage Rates

We Negotiate With These Lenders To Get The Best Mortgage Rates in Alberta

  • ATB Financial
  • Alta West Capital
  • AP Capital
  • B2B Bank
  • Bridgewater
  • CMLS Financial
  • Equitable Trust
  • Gentai Capital Corporation
  • First National
  • Fisgard
  • HavenTree
  • Home Equity Bank
  • Home Trust
  • ICICI bank
  • Lendwise
  • Manulife Bank
  • Marathon Mortgage
  • MCAP
  • Merix
  • Optimum
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • XCEED
  • strive
  • radius

Secure your best mortgage rate in Alberta with our 120-day rate hold guarantee, protecting you from market fluctuations as you complete your home purchase


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Current Alberta Mortgage Rates

Prime Rate

6.95%

Variable Rate

6.15%

Bank Rates

Term

OUR RATES

8.09 % 1 Year 6.59 %
7.84 % 2 Year 5.59 %
7.20 % 3 Year 4.89 %
6.99 % 4 Year 4.94 %
7.04 % 5 Year 4.59 %
7.35 % 7 Year 5.70 %
8.00 % 10 Year 6.10 %

Current Mortgage Rates - HelloMortgage.ca | Current mortgage rates subject to change. Refinance rates may be higher. OAC. E&OE.

What's Next?

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Mortgage Calculators

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Did You Know?

As expert Alberta mortgage brokers, we know it's about more than getting the best mortgage rate in Alberta.
In addition to having a lower monthly payment and paying less interest, getting your best Alberta mortgage rate helps with the mortgage stress test.

The Canadian mortgage stress test helps ensure borrowers can afford their mortgage payments even if interest rates rise in the future. It requires lenders to assess a borrower's ability to make their mortgage payments at a higher interest rate than what they are currently being offered.

The current stress test rate (mortgage qualifying rate) is 5.25% or 2% plus your mortgage rate, whichever is greater.

Getting the best Alberta mortgage rate can make a significant difference in your ability to stress test your finances and increase your maximum purchase price. Because we negotiate with over 40 of Canada's top lenders, we can typically get a lower rate than your bank. Additionally, with a lower rate, you can qualify for a higher maximum purchase price, giving you more flexibility and options when it comes to finding your dream home.

Don't let your bank hold you back from getting the home you deserve. Contact us today to discover what's possible with a broker by your side.

More Than Just Great Rates—Exceptional Service Too

Hear from our satisfied clients who've experienced the perfect blend of unbeatable mortgage rates and unparalleled service.