Your first homeplanned beforeyou ever apply.
Skip the generic first-time-buyer courses and PDF guides. Answer a few quick questions and get a free, personalized strategy report — the exact tips, insider strategies, and next moves to dodge the blind spots that cost first-time buyers thousands.
The free replacement for
generic buyer courses.
Instead of a one-size-fits-all course or PDF guide, you get a personalized strategy report — the tips and insider moves that apply to your exact situation.
A personalized report, not a generic course
Courses and PDF guides hand everyone the same advice. This reads your situation across nine dimensions and tells you what's actually strong and what's quietly holding you back — specific to you.
It finds your blind spots
The costly mistakes come from what you didn't know to ask — closing-cost cash, Home Buyers' Plan repayments, credit timing. We show you your top three blind spots before they cost you anything.
Real tips and insider strategies
Where you stand, what you can comfortably afford, how much cash you really need, and what to do this week and this month. Alberta-specific, built for your situation, and saved to a private link you can come back to.
Four easy steps. Zero pressure.
First look
Five quick questions. No email. You get one personalized insight in about 90 seconds.
Your preview
See where you stand, what's already working for you, and how many blind spots we found.
The deep dive
A guided, plain-language assessment — sliders and choices, never a bank form.
Your strategy plan
Unlock the full Strategy Plan on-screen and by a private, secure link.
Advice written for Albertans.
Most first-time-buyer content online is written for Ontario or Vancouver prices and rules. Your plan runs on what actually applies here — and Alberta gives you some quiet wins.
No land transfer tax
Unlike Ontario or BC, Alberta charges none — only modest Land Titles fees. Most online closing-cost advice overstates your costs.
FHSA + Home Buyers' Plan, stacked
One buyer can access up to $100,000 in tax-advantaged down-payment funds; a couple up to $200,000, when sequenced correctly.
30-year amortization
Now available to first-time buyers on insured mortgages — a real monthly-payment lever, and a genuine trade-off.
No PST on CMHC premiums
Another quiet Alberta advantage that lowers what gets added to your mortgage versus other provinces.
Quick answers to the big questions.
No sign-up, no credit check. Use them on their own, or let your full Strategy Plan tie it all together.
Hi, I'm Matt — and I think everyone deserves a fair shot at owning a home.
I'm the owner and mortgage broker behind Hello Mortgage. I built this tool on a simple belief: buying your first home shouldn't feel like decoding a secret language. Too often the process is made needlessly complex, and good information is either overwhelming or nowhere to be found.
My job is to level the playing field — so you make confident decisions and keep more of your money. No pressure, no jargon: just a clear plan, and a real person whenever you want one.
250+ Alberta families, home.
Verified Google reviews from real first-time buyers across Alberta.
"This was my first home purchase and Matt helped me every step of the way. Everything is digital and easy. Barely felt like work! Highly recommended."
"As a first-time homeowner I haven't had much experience with mortgages, and he did such an amazing job of walking me through the entire process without ever feeling pressured or less than."
"As a first time home buyer, I had a lot to learn and was shy about asking questions — Matt was always there to answer, provide insight and reassure. I'll refer him to anyone."
"Thank you so much for helping us get into our first home! You made the whole process as easy as possible."
"Matt is a great coach for the first time home buyer. He's patient and knowledgeable, and makes every effort to keep his clients in the loop."
"So diligent, educational, and in constant contact — everything you want from a top-quality mortgage broker. He found us solutions to every barrier, every step of the way."
"It was an absolute pleasure working with Matt on my first home purchase. Always quick to respond, and very patient with my many, many questions. Took a lot of stress off me."
"As a first time home buyer, Matt was an excellent resource on how mortgages work, interest rates, and everything else. Especially if you need a little extra guidance."
"Matt's knowledge and professionalism were outstanding! He went above and beyond to make sure I made the right decision for such an important life decision."
The honest answers.
No fine print. If it's on your mind before starting, it's probably here.
Yes. 100% free, no catch, no invoice hiding at the end. Hello Mortgage built this to level the playing field for first-time buyers, not to sell you anything.
Nope. It's a self-assessment — no credit check, no hard inquiry, nothing that touches your score.
No. It's a planning tool that shows where you stand and your next best moves. When you're ready, a licensed broker confirms your real numbers, rate and approval.
No surprise sales call. Your plan lands on-screen and by private link. You reach out to Hello Mortgage if and when you want to — not the other way around.
The quick read is about 90 seconds. The full Strategy Plan is a few more minutes of simple sliders and choices — still not a bank form.
Not at all. Even at $0 saved, your plan shows the highest-leverage moves to make right now — like opening an FHSA and checking your credit.
Your details go privately to the Hello Mortgage Team so we can actually help. Never sold, never shared.
Find out where you really stand.
Ninety seconds now saves months of second-guessing. Get your Strategy Plan and make your winning move — no credit pull, no rate quote, no obligation.