Hello Mortgage Team — Alberta mortgage brokers. Live Canadian mortgage rates, first-time buyer strategy, renewals and refinancing in plain English. Call 780-900-2495 or visit hellomortgage.ca.
Homebuyer
Getting started
How It Works
From hello to house keys, every step
Budget Boost
Find the house hiding in your spending
Pre-Approval
Shop with a number you can trust
First-Time Home Buyers
Programs, down payment, the whole game plan
Buy a Home
Moving up, moving on, moving in
Investment Properties
Rentals that actually pencil out
RateWatch+
Rates drop before closing? We chase the lower one
Who you are
Self-Employed
Healthcare Workers
Educators
Restaurant & Retail Employees
New to Canada
2SLGBTQI+ Mortgages
All mortgage solutions
Homeowner
Your next move
Renew a Mortgage
Don’t sign the bank’s first offer
Refinance a Mortgage
Better rate, better terms, or both
Payment Relief
One payment. One plan. Way less stress
Spousal & Family Buyouts
Keep the house through a life change
After closing (included)
After Closing
Monthly Homeowner Reports
Renewal Defense
Annual Mortgage Review
Yearly Mortgage Checkup
Renewal Reminder
Cash Flow Optimizer
Rates
Today’s best rates
Live rate board
Updated daily across 50+ lenders
5-year fixed
Canada’s most popular term
5-year variable
Moves with prime
3-year fixed
Shorter lock, lower break cost
Rates by goal
First-time buyer rates
Insured rates from 5% down
Renewal rates
Beat your bank’s renewal offer
Refinance rates
Consolidate · renovate · unlock equity
Rates near you
Edmonton
Calgary
Red Deer
Lethbridge
All Alberta cities
Rates are the headline. Strategy is the story.
We compare the whole mortgage — penalties, portability, prepayment — not just the number.
How RateWatch+ works
Tools & Smarts
Calculators
Mortgage Payment
What it really costs, every two weeks or every month
Affordability
Your real number — stress test already baked in
Closing Costs
The stuff nobody warns you about, totalled
Budget Boost
Find the house hiding in your spending
Cash Flow Optimizer
Debt, mortgage or invest? Let the math referee
Deal Analyzer
Is that rental a deal? Buy, borderline or walk — in 60 seconds
All calculators
Every number you’re curious about, no spreadsheet
Apps
First Home Strategy Plan
Your step-by-step path from renting to keys
Renewal Checker
Is the bank’s offer actually good? Find out fast
Payment Relief Blueprint
Breathing room when the payment’s too tight
Yearly Mortgage Checkup
Two minutes. Is your mortgage still the right fit?
Renewal Reminder
We’ll nudge you before the bank does
Learn
Strategy Vault
Straight talk on mortgages, minus the jargon
Mortgage Playbooks
Free guides for the move you’re making
About Us
Our Story
How It Works
Guiding Principles
The Experience
Kindness Matters Most
Homeownership for Everyone
Reviews & Client Stories
Contact
Client Login
Let's Talk
☰
Homebuyer
+
Getting started
How It Works
From hello to house keys, every step
Budget Boost
Find the house hiding in your spending
Pre-Approval
Shop with a number you can trust
First-Time Home Buyers
Programs, down payment, the whole game plan
Buy a Home
Moving up, moving on, moving in
Investment Properties
Rentals that actually pencil out
RateWatch+
Rates drop before closing? We chase the lower one
Who you are
Self-Employed
Healthcare Workers
Educators
Restaurant & Retail Employees
New to Canada
2SLGBTQI+ Mortgages
All mortgage solutions
Homeowner
+
Your next move
Renew a Mortgage
Don’t sign the bank’s first offer
Refinance a Mortgage
Better rate, better terms, or both
Payment Relief
One payment. One plan. Way less stress
Spousal & Family Buyouts
Keep the house through a life change
After closing (included)
After Closing
Monthly Homeowner Reports
Renewal Defense
Annual Mortgage Review
Yearly Mortgage Checkup
Renewal Reminder
Cash Flow Optimizer
Rates
+
Today’s best rates
Live rate board
Updated daily across 50+ lenders
5-year fixed
Canada’s most popular term
5-year variable
Moves with prime
3-year fixed
Shorter lock, lower break cost
Rates by goal
First-time buyer rates
Insured rates from 5% down
Renewal rates
Beat your bank’s renewal offer
Refinance rates
Consolidate · renovate · unlock equity
Rates near you
Edmonton
Calgary
Red Deer
Lethbridge
All Alberta cities
Rates are the headline. Strategy is the story.
We compare the whole mortgage — penalties, portability, prepayment — not just the number.
How RateWatch+ works
Tools & Smarts
+
Calculators
Mortgage Payment
What it really costs, every two weeks or every month
Affordability
Your real number — stress test already baked in
Closing Costs
The stuff nobody warns you about, totalled
Budget Boost
Find the house hiding in your spending
Cash Flow Optimizer
Debt, mortgage or invest? Let the math referee
Deal Analyzer
Is that rental a deal? Buy, borderline or walk — in 60 seconds
All calculators
Every number you’re curious about, no spreadsheet
Apps
First Home Strategy Plan
Your step-by-step path from renting to keys
Renewal Checker
Is the bank’s offer actually good? Find out fast
Payment Relief Blueprint
Breathing room when the payment’s too tight
Yearly Mortgage Checkup
Two minutes. Is your mortgage still the right fit?
Renewal Reminder
We’ll nudge you before the bank does
Learn
Strategy Vault
Straight talk on mortgages, minus the jargon
Mortgage Playbooks
Free guides for the move you’re making
About Us
+
Our Story
How It Works
Guiding Principles
The Experience
Kindness Matters Most
Homeownership for Everyone
Reviews & Client Stories
Contact
Let's Talk
Client Login
Free · Quick Read
Question 1 of 5
What worries you most about buying your first home?
Not knowing how much cash I really need
Becoming house-poor
Buying too soon, or waiting too long
Making an expensive mistake
Not understanding the process
Needing help from family
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