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Document Checklist

Walk in prepared.

Tell us a little about your situation and we'll build the exact document list to bring to your pre-approval — then print it or save it as a PDF.

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Pre-Approval Document Checklist

November 5, 2026

Identity

Two pieces of government-issued ID (one photo).
Social Insurance Number.
Current address and address history (past 2–3 years).

Income

Recent pay stubs (last 2–3).
A letter of employment (role, salary, start date, status).
T4 slips for the last two years.
Notices of Assessment (NOAs) for the last two years.

Down payment & savings

90-day history for every account holding your down payment.
Proof of savings: FHSA, RRSP, TFSA and chequing/savings statements.
Explanation for any large or unusual deposits.

Debts & obligations

A list of monthly debts: car, student loans, lines of credit, cards.
Statements for any loans or balances you're carrying.

The property

The MLS listing / purchase details once you have a target home.
For condos: the condo/estoppel documents and reserve fund study.
Void cheque or pre-authorized debit form for payments.

A general guide from the Hello Mortgage Team, tailored to what you told us — your lender may request more or fewer documents. This is educational only, not a pre-approval or advice.

This is exactly what will print — the options won't.