You Keep the Title — Always
Let's clear up the biggest myth: with a reverse mortgage, you still own your home. The title stays in your name. You worked hard to become a homeowner, and that doesn't change.
You're not signing over control. You maintain the home, pay property taxes and insurance, and if the value goes up, that appreciation is yours. No lender can force you to sell or move because of market swings or changes in your income — there are no monthly mortgage payments to miss.
You Can Access Up to 55% of Your Equity
A reverse mortgage lets you tap up to 55% of your home's equity. You can take it as a lump sum, in instalments over time, or a mix of both — whatever fits your plan.
The money is tax-free. Use it to eliminate debt, buy a vacation property, increase your cash flow, or give your family an early inheritance. It's up to you.
Because you're only using 55% of the equity, you'll never owe more than your home is worth. That cap is built in.
Lower Rates Than Many Other Options
Many of our clients preserve a large portion of the equity in their home, and our reverse mortgage solutions offer lower interest rates than many other options. You're not raiding the whole value — you're using a portion strategically.
You Can Even Use It to Buy a New Home
Here's something most people don't know: if you're 55 or older, you can get a reverse mortgage on a new property — even if you don't own an existing home. That means you can buy a place and live mortgage-free from day one.
No monthly mortgage payment in retirement means more breathing room for everything else. You get to live comfortably instead of stressing over bills after a payment clears.
Want to See How It Fits Your Plan?
If you'd like to learn more about how a reverse mortgage can be a tool in your financial plan, connect with me today.
Creating happy homeowners by providing personal bespoke mortgage solutions with uncompromising service.
Matt Broom-Hall Mortgage Broker & Happiness Creator Hello Mortgage Team [sayhello@hellomortgage.ca](mailto:sayhello@hellomortgage.ca)
Serving Clients In: Edmonton, Sherwood Park, Fort Saskatchewan, Leduc, Nisku, Stony Plain, Spruce Grove, Beaumont and St. Albert.
Also Serving: All areas of Alberta including: Calgary, Lethbridge, Red Deer, Medicine Hat, Wood Buffalo / Fort McMurray, Grande Prairie, Airdrie, Lloydminster AB, Okotoks, Cochrane, Camrose, Chestermere, Sylvan Lake, Brooks, Strathmore, High River, Wetaskiwin, Lacombe, Canmore, Morinville, Whitecourt, Hinton, Olds, Blackfalds, Taber, Coaldale, Edson, Banff, Grand Centre, Innisfail, Ponoka, Drayton Valley, Cold Lake, Devon, Drumheller, Rocky Mountain House, Slave Lake, Wainwright, Stettler, St. Paul, Vegreville, Didsbury, Bonnyville, Westlock, Barrhead.
