First-Time Buyers · First-time buyers start here
Down payments, pre-approvals, programs and the plays that get you from renting to keys.

How Lenders Qualify Your Income for a Mortgage
Salary, hourly, commission, contract, self-employed, parental leave, pension, between jobs: lenders count each one differently. Here's what they look for, what they won't use, and what to do if your income is in transiti
Oct 13, 2026 · 5 min read
7 Things Not to Do Before Closing (Seriously, Don't)
Your approval is conditional until the day the money moves, and lenders re-check. Here are the seven moves that quietly blow up mortgages between firm and keys, why each one matters, and what to do instead.
Oct 8, 2026 · 5 min read
Canada Is Building More Homes — Why Is Buying Still Hard?
Housing starts are up, but more construction doesn't automatically mean more homes you can buy. Here's what's actually happening and what it means for your mortgage.
Aug 5, 2026 · 9 min read
Should You Buy Now or Wait for More Housing Supply?
Jul 24, 2026 · 9 min read
The Real Cash You Need to Buy Your First Home in Alberta
Jul 20, 2026 · 5 min read
FHSA vs. RRSP Home Buyers' Plan: How to Stack Up to $200,000
Jul 20, 2026 · 6 min read
What 2026's First-Time Buyer Mortgage Rules Really Mean for Your Payment
Jul 7, 2026 · 9 min read
First-Time Buyer GST/HST Rebate: What It Means for New Home Affordability in Canada
Jun 4, 2026 · 9 min read
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices
May 28, 2026 · 8 min read
Newly Passed Bill C-4, What It Means for Your Mortgage
Mar 20, 2026 · 8 min read
Affordability challenges spread across Canadian cities
Mar 9, 2026 · 4 min read
Getting a Mortgage After Consumer Proposal or Bankruptcy in Alberta
Mar 5, 2026 · 5 min readJoin Our VIP Club
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