First-Time Buyers · First-time buyers start here
Down payments, pre-approvals, programs and the plays that get you from renting to keys.

Canada Is Building More Homes — Why Is Buying Still Hard?
Housing starts are up, but more construction doesn't automatically mean more homes you can buy. Here's what's actually happening and what it means for your mortgage.
Aug 5, 2026 · 9 min read
Should You Buy Now or Wait for More Housing Supply?
More construction doesn't guarantee the right home will appear at a lower price. Here's how to decide if buying today makes sense for you — or if waiting is smarter.
Jul 24, 2026 · 9 min read
The Real Cash You Need to Buy Your First Home in Alberta
Your down payment is only one of five cash buckets you need. Here's the full picture so your closing day is a celebration, not a fire drill.
Jul 20, 2026 · 5 min read
FHSA vs. RRSP Home Buyers' Plan: How to Stack Up to $200,000
Jul 20, 2026 · 6 min read
What 2026's First-Time Buyer Mortgage Rules Really Mean for Your Payment
Jul 7, 2026 · 9 min read
First-Time Buyer GST/HST Rebate: What It Means for New Home Affordability in Canada
Jun 4, 2026 · 9 min read
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices
May 28, 2026 · 8 min read
Newly Passed Bill C-4, What It Means for Your Mortgage
Mar 20, 2026 · 8 min read
Affordability challenges spread across Canadian cities
Mar 9, 2026 · 4 min read
Getting a Mortgage After Consumer Proposal or Bankruptcy in Alberta
Mar 5, 2026 · 5 min read
Do I Need My Own Real Estate Agent?
Feb 27, 2026 · 7 min read
The Gift of Family: A Guide to Gifted Down Payments in Alberta
Feb 27, 2026 · 7 min readJoin Our VIP Club
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