Market Updates & Rates · What the Bank of Canada is up to
Bank of Canada calls, rate moves and what they mean for your payment — in plain English.
Your renewal letter just got more expensive
Fixed rates climbed this week as US inflation stayed hot and oil hit $100. If your mortgage renews this fall or winter, the quote in your letter may be higher than the one you got last month.
Sep 16, 2026 · 3 min readFixed Rates Climb as Markets Price Out September Cut
The market rate driving fixed mortgages jumped 0.11% this week. We expect the Bank of Canada to hold on October 28, and recommend locking five-year fixed today.
Sep 7, 2026 · 5 min readBank of Canada Holds Tuesday — Here's Why We Expect Another Cut Soon
We expect the Bank to hold at 2.25% this week but signal flexibility to cut if trade pressure deepens. Five-year fixed holds steady at 4.09%.
Sep 4, 2026 · 4 min read
Bank of Canada holds at 2.25% — Sept 2, 2026
Sep 2, 2026 · 3 min readRate Hike Wave Builds as Bank of Canada Decision Looms
Aug 24, 2026 · 5 min read
Canada Housing Starts Slow: What It Means for Your Next Move
Aug 21, 2026 · 8 min readMarket Rates Drift Higher While the Bank of Canada Sits Out September
Aug 10, 2026 · 5 min readInflation Surprises Cool, Bond Yields Drift Lower — September Cut on Hold
Aug 10, 2026 · 5 min readWhy We Expect the Bank of Canada to Hold in September
Jul 29, 2026 · 5 min readThe Bank of Canada Will Hold in September—And Rates Held All Week
Jul 21, 2026 · 5 min readBank of Canada holds steady at 2.25% — July 2026
Jul 15, 2026 · 4 min readBank of Canada Holds Tomorrow — And Rates Climbed Anyway
Jul 14, 2026 · 5 min readJoin Our VIP Club
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