Market Updates & Rates · What the Bank of Canada is up to
Bank of Canada calls, rate moves and what they mean for your payment — in plain English.

Fixed rates just fell the same week variable went up
Variable payments climbed this week. But the thing that sets fixed rates fell at the same time. That split is the whole story right now for your offer.
Nov 2, 2026 · 3 min read
Moving On Up: The Bank of Canada Hiked. Your Move Depends on One Thing.
A quarter-point hike lands on variable mortgages and lines of credit within days. The move that matters now depends on which mortgage you hold.
Oct 28, 2026 · 4 min read
A speech just moved your odds more than the actual data did
Inflation fell and the economy shed 68,000 jobs in September, yet the chance of a rate hike Wednesday jumped from 35% to 80% on words from Bangkok alone.
Oct 26, 2026 · 4 min read
Fixed rates climbed this week on what the Bank said, not what the data showed
Oct 19, 2026 · 3 min read
68,000 job losses just cracked the panic pushing fixed rates up
Oct 13, 2026 · 4 min read
Oil fear is raising fixed rates even when the numbers say stop
Oct 5, 2026 · 5 min read
Fixed rates climbed again. Oil near $100 is why.
Sep 30, 2026 · 3 min read
Your renewal letter just got more expensive
Sep 22, 2026 · 3 min read
Your renewal letter just got more expensive
Sep 16, 2026 · 3 min read
Fixed Rates Climb as Markets Price Out September Cut
Sep 7, 2026 · 5 min read
Bank of Canada Holds Tuesday — Here's Why We Expect Another Cut Soon
Sep 4, 2026 · 4 min read
Bank of Canada holds at 2.25% — Sept 2, 2026
Sep 2, 2026 · 3 min readJoin Our VIP Club
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