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Hot Takes · Opinions, served warm

Spicy takes on mortgages, money, and the strange things people do with both. Built on thousands of mortgage applications and a belief that we can have a good time along the way.

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Hot Takes

All Dollars, No Sense

There’s an Adam Mac song called All Dollars, No Sense, and every time I hear it I think about first-time home buyers. Good income, great Instagram, and a mortgage application that says no. Here’s why—and the one question

Sep 17, 2026 · 8 min read

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