Mortgage & Wealth Strategies

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Mortgage and Wealth strategies

Beyond The Rate

As expert mortgage brokers, we know building wealth through homeownership and achieving financial freedom is about more than just chasing the lowest rate—it’s about strategy.

We're taking you behind the scenes and giving you the insider tools and powerful strategies to get ahead. If you’re a first-time homebuyer, you’ll find everything you need to secure your first property and start building wealth from day one.

If you’re an existing homeowner, this is where you take control. Maximize the wealth-building potential of your current home with proven strategies for refinancing, leveraging equity, and optimizing your mortgage for bigger opportunities.

Your mortgage is more than a loan—it’s a gateway to long-term financial success.

Our goal is simple: to equip you with the knowledge and tools to make smart, strategic decisions that will transform your financial future.

Let’s get started.

Bank of Canada Hits Pause — But Uncertainty Is Doing the Talking

Bank of Canada Hits Pause — But Uncertainty Is Doing the Talking

February 2, 2026 | Posted by: Matt Broom-Hall

The Bank of Canada held its overnight rate steady last week, which came as no surprise to the market.What was more interesting was the tone of its messaging.   The Bank repeated that rate ...

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Is Your Alberta Mortgage Tax-Deductible? (Part 2): Is This Strategy Right for You?

Is Your Alberta Mortgage Tax-Deductible? (Part 2): Is This Strategy Right for You?

February 2, 2026 | Posted by: Matt Broom-Hall

Is Your Alberta Mortgage Tax-Deductible? (Part 2): Is This Strategy Right for You? Welcome back! In Part One, we covered the basics of how to make your mortgage interest tax-deductible in Alberta, ...

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Is Your Alberta Mortgage Tax-Deductible? The Secret Strategy to Making it Happen (Part 1)

Is Your Alberta Mortgage Tax-Deductible? The Secret Strategy to Making it Happen (Part 1)

February 2, 2026 | Posted by: Matt Broom-Hall

Is Your Alberta Mortgage Tax-Deductible? The Secret Strategy to Making it Happen (Part 1) Here's a question that surprises most Alberta homeowners: Did you know there's a perfectly legal way to mak ...

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Jan 28-2026-Bank of Canada maintains policy rate at 2.25%

Jan 28-2026-Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Matt Broom-Hall

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...

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Are Better Times Ahead for Borrowers?

Are Better Times Ahead for Borrowers?

January 27, 2026 | Posted by: Matt Broom-Hall

The latest Canadian inflation data is giving us a taste of hope—especially where it counts.Even though Canada’s headline inflation ticked slightly higher to 2.4% in December (up from 2 ...

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To Waive or Not to Waive? The Truth About Financing Conditions in Alberta

To Waive or Not to Waive? The Truth About Financing Conditions in Alberta

January 26, 2026 | Posted by: Matt Broom-Hall

To Waive or Not to Waive? The Truth About Financing Conditions in Alberta If you've been house hunting in Calgary, Edmonton, or anywhere across Alberta lately, you've probably heard the phrase 'wai ...

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Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers

Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers

January 25, 2026 | Posted by: Matt Broom-Hall

If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...

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7 Mistakes Alberta Homeowners Make at Mortgage Renewal (And How to Fix Them)

7 Mistakes Alberta Homeowners Make at Mortgage Renewal (And How to Fix Them)

January 23, 2026 | Posted by: Matt Broom-Hall

7 Mistakes Alberta Homeowners Make at Mortgage Renewal (And How to Fix Them) Your mortgage renewal letter just landed in your mailbox. Maybe you glanced at it, maybe you tossed it on the kitchen co ...

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Inflation Holds Steady and Rate Pause Expectations Remain High

Inflation Holds Steady and Rate Pause Expectations Remain High

January 19, 2026 | Posted by: Matt Broom-Hall

Last week’s most important development was the release of the latest U.S. inflation data for December. Inflation remains one of the key factors that influences bond yields and rate forecasts ...

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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

January 13, 2026 | Posted by: Matt Broom-Hall

If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...

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