Mortgage & Wealth Strategies
Say Hello To The Easiest Way To Mortgage
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Beyond The Rate
As an expert mortgage broker, I know building wealth through homeownership and achieving financial freedom is about more than just chasing the lowest rate—it’s about strategy.
I'm taking you behind the scenes and giving you the insider tools and powerful strategies to get ahead. If you’re a first-time homebuyer, you’ll find everything you need to secure your first property and start building wealth from day one.
If you’re an existing homeowner, this is where you take control. Maximize the wealth-building potential of your current home with proven strategies for refinancing, leveraging equity, and optimizing your mortgage for bigger opportunities.
Your mortgage is more than a loan—it’s a gateway to long-term financial success.
My goal is simple: to equip you with the knowledge and tools to make smart, strategic decisions that will transform your financial future.
Let’s get started.
Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Matt Broom-Hall
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
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Alberta Mortgage Strategies for Fall 2025: What Lenders Aren’t Telling You
October 22, 2025 | Posted by: Matt Broom-Hall
Alberta Mortgage Strategies for Fall 2025: What Lenders Aren't Telling You Say hello to the mortgage strategies that put you in the driver's seat , where smart moves trump basic rate shopping every ...
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Fixed Rates Are Slipping — Here’s What’s Behind It
October 20, 2025 | Posted by: Matt Broom-Hall
After a few quiet weeks, one speech lit up the bond market. With scant data thanks to the ongoing U.S. government shutdown, investors hung on every word from south of the border—and heard a ...
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Canadian Home Sales Poised for a Strong Finish in 2025
October 20, 2025 | Posted by: Matt Broom-Hall
The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales across the ...
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Is inflation actually lower than reported?
October 7, 2025 | Posted by: Matt Broom-Hall
This week, we’re seeing signs that could mark an important turning point for Canadian homeowners and buyers alike. While fixed and variable mortgage rates stayed steady, the Bank of Canada d ...
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How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes
October 6, 2025 | Posted by: Matt Broom-Hall
After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easing has lowered borrowing costs and improved afford ...
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Are More Rate Cuts Coming… or Just Wishful Thinking?
September 29, 2025 | Posted by: Matt Broom-Hall
Things Are Moving… But Not Quite Shaking (Yet).Just as we were all bracing for another gloomy round of economic indicators, Canada’s July GDP came in slightly better than expected&mda ...
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What’s In the Fine Print?
September 25, 2025 | Posted by: Matt Broom-Hall
What’s In the Fine Print? No-Frills Mortgage Deals Can Cost You More Than You Think Over the past year, shiny new discount sites have popped up promising the “lowest rates in Canada.&rd ...
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Mortgage Rates and Strategy in a Falling-Rate Environment
September 22, 2025 | Posted by: Matt Broom-Hall
It’s Official: The Rate Cuts Are Back!We’ve officially entered “rate cut season” in Canada. The Bank of Canada trimmed its key interest rate by another 0.25% this past week ...
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Fixed-Rate Mortgage Penalties in Canada: What Borrowers Need to Know
September 22, 2025 | Posted by: Matt Broom-Hall
What Canadian Borrowers Need to Know About Fixed-Rate Mortgage Penalties When most people sign a mortgage, their eyes glaze over at the fine print. But buried in those details is something that c ...
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