Mortgage & Wealth Strategies

Say Hello To The Easiest Way To Mortgage

Mortgage and Wealth strategies

Beyond The Rate

As expert mortgage brokers, we know building wealth through homeownership and achieving financial freedom is about more than just chasing the lowest rate—it’s about strategy.

We're taking you behind the scenes and giving you the insider tools and powerful strategies to get ahead. If you’re a first-time homebuyer, you’ll find everything you need to secure your first property and start building wealth from day one.

If you’re an existing homeowner, this is where you take control. Maximize the wealth-building potential of your current home with proven strategies for refinancing, leveraging equity, and optimizing your mortgage for bigger opportunities.

Your mortgage is more than a loan—it’s a gateway to long-term financial success.

Our goal is simple: to equip you with the knowledge and tools to make smart, strategic decisions that will transform your financial future.

Let’s get started.

Category: Market Commentary (12 posts)

Bank of Canada reduces policy rate by 25 basis points to 3%, announces end of quantitative tightening

Bank of Canada reduces policy rate by 25 basis points to 3%, announces end of quantitative tightening

January 29, 2025 | Posted by: Matt Broom-Hall

The Bank of Canada today reduced its target for the overnight rate to 3%, with the Bank Rate at 3.25% and the deposit rate at 2.95%. The Bank is also announcing its plan to complete the normalization ...

read more
Market Commentary – What December’s Numbers Mean for 2025

Market Commentary – What December’s Numbers Mean for 2025

January 5, 2025 | Posted by: Matt Broom-Hall

Market Commentary – What December’s Numbers Mean for 2025 Happy New Year, everyone! 2025 has arrived, and with it comes a fresh wave of optimism for the real estate market. I’m back ...

read more
Government announces boldest mortgage reforms in decades to unlock homeownership for more Canadians

Government announces boldest mortgage reforms in decades to unlock homeownership for more Canadians

December 16, 2024 | Posted by: Matt Broom-Hall

Canadians work hard to be able to afford a home. However, the high cost of mortgage payments is a barrier to homeownership, especially for Millennials and Gen Z. To help more Canadians, particularly y ...

read more
Dec 11-2024 - Bank of Canada reduces policy rate by 50 basis points to 3.25%

Dec 11-2024 - Bank of Canada reduces policy rate by 50 basis points to 3.25%

December 1, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today reduced its target for the overnight rate to 3¼%, with the Bank Rate at 3¾% and the deposit rate at 3¼%. The Bank is continuing its policy of balance shee ...

read more
October 23-2024: Bank of Canada reduces policy rate by 50 basis points to 3.75%

October 23-2024: Bank of Canada reduces policy rate by 50 basis points to 3.75%

October 23, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today reduced its target for the overnight rate to 3¾%, with the Bank Rate at 4% and the deposit rate at 3¾%. The Bank is continuing its policy of balance sheet normal ...

read more
Sept 4th, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25%

Sept 4th, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25%

September 4, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today reduced its target for the overnight rate to 4¼%, with the Bank Rate at 4½% and the deposit rate at 4¼%. The Bank is continuing its policy of balance shee ...

read more
July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5%

July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5%

July 5, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today reduced its target for the overnight rate to 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is continuing its policy of balance shee ...

read more
June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

June 5, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is continuing its policy of balance sheet normal ...

read more
April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. The B ...

read more
Bank of Canada maintains policy rate, continues quantitative tightening

Bank of Canada maintains policy rate, continues quantitative tightening

March 6, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Global eco ...

read more
Bank of Canada maintains policy rate, continues quantitative tightening

Bank of Canada maintains policy rate, continues quantitative tightening

January 24, 2024 | Posted by: Matt Broom-Hall

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Global eco ...

read more
Canada's New Updated Mortgage Charter

Canada's New Updated Mortgage Charter

November 23, 2023 | Posted by: Matt Broom-Hall

The Canadian Mortgage Charter spells out the rights consumers have when they are renegotiating mortgages. It calls on financial institutions to provide better relief measures over the next three years ...

read more